Kuwait International Bank

Kuwait International Bank KSC

KIBStocksBoursa KuwaitBanks

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (KWD)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operations
Operating Cash Flow	-340.44M	-626.29M	297.01M	-196.24M	-423.26M
Free Cash Flow	-347.32M	-633.09M	288.66M	-202.36M	-432.48M
Capital Expenditures	-6.88M	-6.80M	-8.36M	-6.12M	-9.22M
Investing & Financing
Investing Cash Flow	-70.71M	-150.54M	-64.93M	-30.31M	-117.05M
Financing Cash Flow	448.67M	621.92M	-169.85M	267.83M	411.43M
Dividends Paid	-14.04M	-13.32M	-9.45M	-9.26M	-5.26M
Share Repurchase	-91.77M	-91.97M	—	—	—
Operating Activities
Operating Cash Flow	-340.44M	-626.29M	297.01M	-196.24M	-423.26M
Net Income	30.10M	23.08M	19.09M	13.60M	10.89M
Change in Other Net Operating Assets	-375.72M	-665.98M	273.46M	-211.54M	-447.94M
Net Increase (Decrease) in Deposit Accounts	463.61M	635.56M	-220.02M	277.26M	416.82M
Other Operating Activities	-6.12M	-6.48M	-16.02M	-17.78M	1.54M
Provision for Credit Losses	10.18M	15.76M	16.13M	16.98M	9.22M
Depreciation & Amortization	5.34M	7.57M	6.74M	5.06M	4.42M
Loss (Gain) on Equity Investments	-86.00K	-14.00K	-163.00K	-79.00K	-131.00K
Investing Activities
Investing Cash Flow	-70.71M	-150.54M	-64.93M	-30.31M	-117.05M
Capital Expenditures	-6.88M	-6.80M	-8.36M	-6.12M	-9.22M
Investment in Securities	-59.01M	-144.25M	-45.28M	-26.82M	-110.26M
Other Investing Activities	3.33M	2.95M	3.53M	2.62M	2.43M
Gain (Loss) on Sale of Assets	-1.92M	—	-2.48M	-2.64M	—
Gain (Loss) on Sale of Investments	-2.21M	-0.23M	0.24M	0.16M	-1.27M
Financing Activities
Financing Cash Flow	448.67M	621.92M	-169.85M	267.83M	411.43M
Common Dividends Paid	-14.04M	-13.32M	-9.45M	-9.26M	-5.26M
Issuance of Common Stock	91.58M	92.40M	60.03M	0.01M	—
Repurchase of Common Stock	-91.77M	-91.97M	—	—	—
Other Financing Activities	-699.00K	-752.00K	-413.00K	-185.00K	-132.00K
Free Cash Flow & Returns
Free Cash Flow	-347.32M	-633.09M	288.66M	-202.36M	-432.48M
Free Cash Flow Margin	-376.9%	-816.9%	+424.7%	-338.6%	-818.6%
Free Cash Flow Per Share	-0.21	-0.38	0.20	-0.16	-0.36
Net Cash Flow	36.72M	-154.94M	62.37M	42.42M	-129.10M
Foreign Exchange Rate Adjustments	-0.81M	-0.03M	0.14M	1.14M	-0.23M

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (KWD)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operations
Operating Cash Flow	-340.44M	-626.29M	297.01M	-196.24M	-423.26M
Free Cash Flow	-347.32M	-633.09M	288.66M	-202.36M	-432.48M
Capital Expenditures	-6.88M	-6.80M	-8.36M	-6.12M	-9.22M
Investing & Financing
Investing Cash Flow	-70.71M	-150.54M	-64.93M	-30.31M	-117.05M
Financing Cash Flow	448.67M	621.92M	-169.85M	267.83M	411.43M
Dividends Paid	-14.04M	-13.32M	-9.45M	-9.26M	-5.26M
Share Repurchase	-91.77M	-91.97M	—	—	—
Operating Activities
Operating Cash Flow	-340.44M	-626.29M	297.01M	-196.24M	-423.26M
Net Income	30.10M	23.08M	19.09M	13.60M	10.89M
Change in Other Net Operating Assets	-375.72M	-665.98M	273.46M	-211.54M	-447.94M
Net Increase (Decrease) in Deposit Accounts	463.61M	635.56M	-220.02M	277.26M	416.82M
Other Operating Activities	-6.12M	-6.48M	-16.02M	-17.78M	1.54M
Provision for Credit Losses	10.18M	15.76M	16.13M	16.98M	9.22M
Depreciation & Amortization	5.34M	7.57M	6.74M	5.06M	4.42M
Loss (Gain) on Equity Investments	-86.00K	-14.00K	-163.00K	-79.00K	-131.00K
Investing Activities
Investing Cash Flow	-70.71M	-150.54M	-64.93M	-30.31M	-117.05M
Capital Expenditures	-6.88M	-6.80M	-8.36M	-6.12M	-9.22M
Investment in Securities	-59.01M	-144.25M	-45.28M	-26.82M	-110.26M
Other Investing Activities	3.33M	2.95M	3.53M	2.62M	2.43M
Gain (Loss) on Sale of Assets	-1.92M	—	-2.48M	-2.64M	—
Gain (Loss) on Sale of Investments	-2.21M	-0.23M	0.24M	0.16M	-1.27M
Financing Activities
Financing Cash Flow	448.67M	621.92M	-169.85M	267.83M	411.43M
Common Dividends Paid	-14.04M	-13.32M	-9.45M	-9.26M	-5.26M
Issuance of Common Stock	91.58M	92.40M	60.03M	0.01M	—
Repurchase of Common Stock	-91.77M	-91.97M	—	—	—
Other Financing Activities	-699.00K	-752.00K	-413.00K	-185.00K	-132.00K
Free Cash Flow & Returns
Free Cash Flow	-347.32M	-633.09M	288.66M	-202.36M	-432.48M
Free Cash Flow Margin	-376.9%	-816.9%	+424.7%	-338.6%	-818.6%
Free Cash Flow Per Share	-0.21	-0.38	0.20	-0.16	-0.36
Net Cash Flow	36.72M	-154.94M	62.37M	42.42M	-129.10M
Foreign Exchange Rate Adjustments	-0.81M	-0.03M	0.14M	1.14M	-0.23M