RIBL

Riyad Bank

1010StocksTadawulBanks

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	24.51B	27.27B	28.29B	41.49B	32.41B
Total Assets	519.48B	451.40B	386.85B	359.65B	325.74B
Investment Securities	75.07B	66.03B	56.17B	51.20B	58.11B
Trading Assets	11.27B	10.06B	5.99B	5.15B	2.59B
Gross Loans	377.76B	325.39B	279.32B	247.12B	221.80B
Net Loans	373.30B	320.09B	274.40B	242.36B	217.29B
Allowance for Loan Losses	-4.45B	-5.30B	-4.92B	-4.75B	-4.51B
Liabilities
Total Deposits	370.80B	347.59B	297.37B	278.77B	254.81B
Interest-Bearing Deposits	226.98B	193.46B	175.64B	154.13B	137.49B
Non-Interest-Bearing Deposits	143.82B	154.13B	121.73B	124.64B	117.32B
Total Debt	53.79B	18.86B	17.25B	12.14B	10.72B
Total Liabilities	444.00B	383.01B	326.59B	303.48B	278.44B
Equity & Ownership
Total Equity	75.48B	68.39B	60.26B	56.17B	47.30B
Shares Outstanding	2,987,527,434	2,995,027,434	2,995,000,000	3,000,000,000	3,000,000,000
Cash & Assets
Total Assets	519.48B	451.40B	386.85B	359.65B	325.74B
Cash & Equivalents	24.51B	27.27B	28.29B	41.49B	32.41B
Net Cash (Debt)	-18.00B	18.47B	17.03B	34.50B	24.28B
Net Cash Per Share	-6.02	6.17	5.68	11.50	8.09
Net Cash Growth	—	+8.5%	-50.6%	+42.1%	-38.9%
Other Receivables	2.31B	2.05B	1.12B	0.82B	0.97B
Restricted Cash	16.05B	15.63B	13.32B	12.49B	10.33B
Property, Plant & Equipment	7.72B	6.52B	5.47B	3.31B	2.71B
Other Long-Term Assets	8.59B	3.00B	1.42B	2.36B	1.02B
Long-Term Leases	429.58M	367.95M	451.18M	527.17M	538.34M
Loans & Investments
Gross Loans	377.76B	325.39B	279.32B	247.12B	221.80B
Net Loans	373.30B	320.09B	274.40B	242.36B	217.29B
Allowance for Loan Losses	-4.45B	-5.30B	-4.92B	-4.75B	-4.51B
Investment Securities	75.07B	66.03B	56.17B	51.20B	58.11B
Trading Asset Securities	11.27B	10.06B	5.99B	5.15B	2.59B
Total Investments	86.34B	76.09B	62.16B	56.36B	60.70B
Liabilities & Obligations
Total Liabilities	444.00B	383.01B	326.59B	303.48B	278.44B
Total Liabilities & Equity	519.48B	451.40B	386.85B	359.65B	325.74B
Accounts Payable	472.78M	634.39M	865.99M	507.86M	828.74M
Accrued Interest Payable	2.38B	2.29B	—	—	—
Current Income Taxes Payable	1.32B	1.16B	1.05B	1.36B	1.71B
Long-Term Unearned Revenue	2.35B	2.20B	0.06B	0.15B	0.26B
Other Long-Term Liabilities	11.93B	9.38B	8.99B	9.74B	9.10B
Pension & Post-Retirement Benefits	957.44M	896.76M	998.00M	827.23M	998.40M
Debt & Funding
Total Debt	53.79B	18.86B	17.25B	12.14B	10.72B
Long-Term Debt	47.94B	13.32B	13.37B	8.76B	8.72B
Short-Term Borrowings	5.42B	5.17B	3.43B	2.85B	1.46B
Total Deposits	370.80B	347.59B	297.37B	278.77B	254.81B
Interest Bearing Deposits	226.98B	193.46B	175.64B	154.13B	137.49B
Non-Interest Bearing Deposits	143.82B	154.13B	121.73B	124.64B	117.32B
Equity & Book Value
Shareholders' Equity	75.48B	68.39B	60.26B	56.17B	47.30B
Common Stock	30.00B	30.00B	30.00B	30.00B	30.00B
Retained Earnings	33.25B	28.64B	24.23B	20.39B	15.66B
Treasury Stock	-371.73M	-165.11M	-165.91M	—	—
Comprehensive Income & Other	12.60B	9.91B	6.19B	5.78B	1.64B
Book Value Per Share	21.46	19.70	17.93	16.53	15.77
Tangible Book Value	75.48B	68.39B	60.26B	56.17B	47.30B
Tangible Book Value Per Share	21.46	19.70	17.93	16.53	15.77
Filing Date Shares Outstanding	2.99B	3.00B	3.00B	3.00B	3.00B
Total Common Shares Outstanding	2.99B	3.00B	3.00B	3.00B	3.00B
Supplemental
Other Real Estate Owned & Foreclosed	648.71M	753.70M	670.47M	465.25M	313.56M

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	24.51B	27.27B	28.29B	41.49B	32.41B
Total Assets	519.48B	451.40B	386.85B	359.65B	325.74B
Investment Securities	75.07B	66.03B	56.17B	51.20B	58.11B
Trading Assets	11.27B	10.06B	5.99B	5.15B	2.59B
Gross Loans	377.76B	325.39B	279.32B	247.12B	221.80B
Net Loans	373.30B	320.09B	274.40B	242.36B	217.29B
Allowance for Loan Losses	-4.45B	-5.30B	-4.92B	-4.75B	-4.51B
Liabilities
Total Deposits	370.80B	347.59B	297.37B	278.77B	254.81B
Interest-Bearing Deposits	226.98B	193.46B	175.64B	154.13B	137.49B
Non-Interest-Bearing Deposits	143.82B	154.13B	121.73B	124.64B	117.32B
Total Debt	53.79B	18.86B	17.25B	12.14B	10.72B
Total Liabilities	444.00B	383.01B	326.59B	303.48B	278.44B
Equity & Ownership
Total Equity	75.48B	68.39B	60.26B	56.17B	47.30B
Shares Outstanding	2,987,527,434	2,995,027,434	2,995,000,000	3,000,000,000	3,000,000,000
Cash & Assets
Total Assets	519.48B	451.40B	386.85B	359.65B	325.74B
Cash & Equivalents	24.51B	27.27B	28.29B	41.49B	32.41B
Net Cash (Debt)	-18.00B	18.47B	17.03B	34.50B	24.28B
Net Cash Per Share	-6.02	6.17	5.68	11.50	8.09
Net Cash Growth	—	+8.5%	-50.6%	+42.1%	-38.9%
Other Receivables	2.31B	2.05B	1.12B	0.82B	0.97B
Restricted Cash	16.05B	15.63B	13.32B	12.49B	10.33B
Property, Plant & Equipment	7.72B	6.52B	5.47B	3.31B	2.71B
Other Long-Term Assets	8.59B	3.00B	1.42B	2.36B	1.02B
Long-Term Leases	429.58M	367.95M	451.18M	527.17M	538.34M
Loans & Investments
Gross Loans	377.76B	325.39B	279.32B	247.12B	221.80B
Net Loans	373.30B	320.09B	274.40B	242.36B	217.29B
Allowance for Loan Losses	-4.45B	-5.30B	-4.92B	-4.75B	-4.51B
Investment Securities	75.07B	66.03B	56.17B	51.20B	58.11B
Trading Asset Securities	11.27B	10.06B	5.99B	5.15B	2.59B
Total Investments	86.34B	76.09B	62.16B	56.36B	60.70B
Liabilities & Obligations
Total Liabilities	444.00B	383.01B	326.59B	303.48B	278.44B
Total Liabilities & Equity	519.48B	451.40B	386.85B	359.65B	325.74B
Accounts Payable	472.78M	634.39M	865.99M	507.86M	828.74M
Accrued Interest Payable	2.38B	2.29B	—	—	—
Current Income Taxes Payable	1.32B	1.16B	1.05B	1.36B	1.71B
Long-Term Unearned Revenue	2.35B	2.20B	0.06B	0.15B	0.26B
Other Long-Term Liabilities	11.93B	9.38B	8.99B	9.74B	9.10B
Pension & Post-Retirement Benefits	957.44M	896.76M	998.00M	827.23M	998.40M
Debt & Funding
Total Debt	53.79B	18.86B	17.25B	12.14B	10.72B
Long-Term Debt	47.94B	13.32B	13.37B	8.76B	8.72B
Short-Term Borrowings	5.42B	5.17B	3.43B	2.85B	1.46B
Total Deposits	370.80B	347.59B	297.37B	278.77B	254.81B
Interest Bearing Deposits	226.98B	193.46B	175.64B	154.13B	137.49B
Non-Interest Bearing Deposits	143.82B	154.13B	121.73B	124.64B	117.32B
Equity & Book Value
Shareholders' Equity	75.48B	68.39B	60.26B	56.17B	47.30B
Common Stock	30.00B	30.00B	30.00B	30.00B	30.00B
Retained Earnings	33.25B	28.64B	24.23B	20.39B	15.66B
Treasury Stock	-371.73M	-165.11M	-165.91M	—	—
Comprehensive Income & Other	12.60B	9.91B	6.19B	5.78B	1.64B
Book Value Per Share	21.46	19.70	17.93	16.53	15.77
Tangible Book Value	75.48B	68.39B	60.26B	56.17B	47.30B
Tangible Book Value Per Share	21.46	19.70	17.93	16.53	15.77
Filing Date Shares Outstanding	2.99B	3.00B	3.00B	3.00B	3.00B
Total Common Shares Outstanding	2.99B	3.00B	3.00B	3.00B	3.00B
Supplemental
Other Real Estate Owned & Foreclosed	648.71M	753.70M	670.47M	465.25M	313.56M