RIBL

Riyad Bank

1010StocksTadawulBanks

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operations
Operating Cash Flow	-49.19B	-41.17B	-20.82B	-26.33B	-18.67B
Free Cash Flow	-51.16B	-42.94B	-23.77B	-27.63B	-19.40B
Capital Expenditures	-1.98B	-1.77B	-2.95B	-1.30B	-0.73B
Investing & Financing
Investing Cash Flow	-9.32B	-10.44B	-7.26B	3.68B	-2.58B
Financing Cash Flow	55.75B	49.15B	14.89B	31.73B	8.68B
Dividends Paid	-5.23B	-4.62B	-3.88B	-3.11B	-2.99B
Share Repurchase	-206.63M	—	-165.91M	—	—
Operating Activities
Operating Cash Flow	-49.19B	-41.17B	-20.82B	-26.33B	-18.67B
Net Income	10.41B	9.32B	8.05B	7.02B	6.03B
Change in Other Net Operating Assets	-59.73B	-48.14B	-29.90B	-32.00B	-25.27B
Change in Trading Asset Securities	-1.11B	-4.02B	-0.77B	-2.53B	0.23B
Net Increase (Decrease) in Deposit Accounts	25.30B	51.52B	14.90B	28.33B	8.64B
Other Operating Activities	56.09M	116.86M	-380.24M	-457.99M	-594.73M
Provision for Credit Losses	1.36B	1.60B	1.83B	1.03B	0.86B
Depreciation & Amortization	737.86M	683.58M	695.36M	540.53M	493.19M
Loss (Gain) on Equity Investments	-33.81M	-30.35M	-12.27M	80.24M	32.50M
Investing Activities
Investing Cash Flow	-9.32B	-10.44B	-7.26B	3.68B	-2.58B
Capital Expenditures	-1.98B	-1.77B	-2.95B	-1.30B	-0.73B
Investment in Securities	-7.37B	-8.71B	-4.41B	4.81B	-1.85B
Sale of Property, Plant and Equipment	28.45M	41.28M	88.28M	175.19M	6.97M
Gain (Loss) on Sale of Assets	7.08M	-2.43M	4.57M	-20.83M	-0.36M
Gain (Loss) on Sale of Investments	-886.78M	-705.61M	-340.37M	1.82M	-447.64M
Financing Activities
Financing Cash Flow	55.75B	49.15B	14.89B	31.73B	8.68B
Common Dividends Paid	-5.23B	-4.62B	-3.88B	-3.11B	-2.99B
Issuance of Common Stock	1.99B	2.82B	—	6.57B	—
Repurchase of Common Stock	-206.63M	—	-165.91M	—	—
Long-Term Debt Issued	40.55B	—	4.61B	—	3.03B
Long-Term Debt Repaid	-6.09B	-0.25B	-0.26B	—	—
Net Debt Issued (Repaid)	34.46B	-0.25B	4.34B	—	3.03B
Other Financing Activities	-565.22M	-317.71M	-310.42M	-64.67M	—
Free Cash Flow & Returns
Free Cash Flow	-51.16B	-42.94B	-23.77B	-27.63B	-19.40B
Free Cash Flow Margin	-300.8%	-274.3%	-170.7%	-224.3%	-181.0%
Free Cash Flow Per Share	-17.11	-14.34	-7.93	-9.21	-6.47
Net Cash Flow	-2.76B	-2.46B	-13.20B	9.08B	-12.56B

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operations
Operating Cash Flow	-49.19B	-41.17B	-20.82B	-26.33B	-18.67B
Free Cash Flow	-51.16B	-42.94B	-23.77B	-27.63B	-19.40B
Capital Expenditures	-1.98B	-1.77B	-2.95B	-1.30B	-0.73B
Investing & Financing
Investing Cash Flow	-9.32B	-10.44B	-7.26B	3.68B	-2.58B
Financing Cash Flow	55.75B	49.15B	14.89B	31.73B	8.68B
Dividends Paid	-5.23B	-4.62B	-3.88B	-3.11B	-2.99B
Share Repurchase	-206.63M	—	-165.91M	—	—
Operating Activities
Operating Cash Flow	-49.19B	-41.17B	-20.82B	-26.33B	-18.67B
Net Income	10.41B	9.32B	8.05B	7.02B	6.03B
Change in Other Net Operating Assets	-59.73B	-48.14B	-29.90B	-32.00B	-25.27B
Change in Trading Asset Securities	-1.11B	-4.02B	-0.77B	-2.53B	0.23B
Net Increase (Decrease) in Deposit Accounts	25.30B	51.52B	14.90B	28.33B	8.64B
Other Operating Activities	56.09M	116.86M	-380.24M	-457.99M	-594.73M
Provision for Credit Losses	1.36B	1.60B	1.83B	1.03B	0.86B
Depreciation & Amortization	737.86M	683.58M	695.36M	540.53M	493.19M
Loss (Gain) on Equity Investments	-33.81M	-30.35M	-12.27M	80.24M	32.50M
Investing Activities
Investing Cash Flow	-9.32B	-10.44B	-7.26B	3.68B	-2.58B
Capital Expenditures	-1.98B	-1.77B	-2.95B	-1.30B	-0.73B
Investment in Securities	-7.37B	-8.71B	-4.41B	4.81B	-1.85B
Sale of Property, Plant and Equipment	28.45M	41.28M	88.28M	175.19M	6.97M
Gain (Loss) on Sale of Assets	7.08M	-2.43M	4.57M	-20.83M	-0.36M
Gain (Loss) on Sale of Investments	-886.78M	-705.61M	-340.37M	1.82M	-447.64M
Financing Activities
Financing Cash Flow	55.75B	49.15B	14.89B	31.73B	8.68B
Common Dividends Paid	-5.23B	-4.62B	-3.88B	-3.11B	-2.99B
Issuance of Common Stock	1.99B	2.82B	—	6.57B	—
Repurchase of Common Stock	-206.63M	—	-165.91M	—	—
Long-Term Debt Issued	40.55B	—	4.61B	—	3.03B
Long-Term Debt Repaid	-6.09B	-0.25B	-0.26B	—	—
Net Debt Issued (Repaid)	34.46B	-0.25B	4.34B	—	3.03B
Other Financing Activities	-565.22M	-317.71M	-310.42M	-64.67M	—
Free Cash Flow & Returns
Free Cash Flow	-51.16B	-42.94B	-23.77B	-27.63B	-19.40B
Free Cash Flow Margin	-300.8%	-274.3%	-170.7%	-224.3%	-181.0%
Free Cash Flow Per Share	-17.11	-14.34	-7.93	-9.21	-6.47
Net Cash Flow	-2.76B	-2.46B	-13.20B	9.08B	-12.56B