ALRAJHI

Al Rajhi Bank

1120StocksTadawulBanks

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	36.47B	24.10B	12.44B	26.20B	22.24B
Total Assets	1.04T	0.97T	0.81T	0.76T	0.62T
Investment Securities	167.68B	167.84B	130.75B	98.88B	77.25B
Trading Assets	9.85B	10.14B	4.43B	4.26B	7.54B
Gross Loans	765.04B	706.43B	607.57B	580.96B	465.43B
Net Loans	752.76B	693.41B	594.20B	568.34B	452.83B
Allowance for Loan Losses	-8.68B	-8.51B	-8.73B	-8.53B	-9.20B
Liabilities
Total Deposits	784.57B	772.67B	670.35B	635.76B	530.02B
Interest-Bearing Deposits	127.95B	130.60B	109.69B	80.83B	23.26B
Non-Interest-Bearing Deposits	656.63B	642.07B	560.66B	554.93B	506.77B
Total Debt	82.60B	39.62B	5.22B	1.68B	1.24B
Total Liabilities	900.36B	849.31B	701.34B	661.39B	556.36B
Equity & Ownership
Total Equity	142.91B	123.14B	106.76B	100.23B	67.28B
Shares Outstanding	4,000,000,000	4,000,000,000	4,000,000,000	4,000,000,000	4,000,000,000
Cash & Assets
Total Assets	1.04T	0.97T	0.81T	0.76T	0.62T
Cash & Equivalents	36.47B	24.10B	12.44B	26.20B	22.24B
Net Cash (Debt)	-36.28B	-5.38B	11.65B	28.78B	28.54B
Net Cash Per Share	-9.07	-1.35	2.91	7.19	7.13
Net Cash Growth	—	—	-59.5%	+0.8%	-25.6%
Other Receivables	9.31B	11.44B	6.83B	10.75B	18.72B
Restricted Cash	39.50B	40.26B	35.01B	32.92B	28.80B
Property, Plant & Equipment	10.68B	11.54B	12.85B	11.34B	10.15B
Goodwill	59.59M	59.59M	248.73M	248.73M	—
Other Intangible Assets	5.06B	3.73B	1.26B	0.97B	0.52B
Investments in Real Estate	1.35B	1.36B	1.36B	1.36B	1.41B
Other Current Assets	3.74B	2.89B	2.00B	2.38B	0.80B
Other Long-Term Assets	5.29B	4.43B	5.82B	3.43B	2.99B
Long-Term Leases	454.27M	485.22M	634.90M	723.12M	927.76M
Loans & Investments
Gross Loans	765.04B	706.43B	607.57B	580.96B	465.43B
Net Loans	752.76B	693.41B	594.20B	568.34B	452.83B
Allowance for Loan Losses	-8.68B	-8.51B	-8.73B	-8.53B	-9.20B
Investment Securities	167.68B	167.84B	130.75B	98.88B	77.25B
Trading Asset Securities	9.85B	10.14B	4.43B	4.26B	7.54B
Total Investments	177.53B	177.97B	135.18B	103.14B	84.79B
Other Adjustments to Gross Loans	-3.59B	-4.51B	-4.64B	-4.10B	-3.40B
Liabilities & Obligations
Total Liabilities	900.36B	849.31B	701.34B	661.39B	556.36B
Total Liabilities & Equity	1.04T	0.97T	0.81T	0.76T	0.62T
Accounts Payable	4.71B	5.49B	5.99B	6.75B	5.39B
Accrued Expenses	4.67B	3.56B	2.81B	2.63B	2.27B
Accrued Interest Receivable	1.07B	0.87B	0.86B	0.50B	0.37B
Current Income Taxes Payable	2.78B	2.23B	2.76B	2.84B	3.42B
Long-Term Unearned Revenue	33.06M	15.95M	1.89M	6.08M	29.77M
Other Current Liabilities	1.55B	2.05B	1.37B	—	—
Other Long-Term Liabilities	18.39B	22.66B	11.70B	10.53B	12.79B
Pension & Post-Retirement Benefits	1.06B	1.01B	1.15B	1.19B	1.20B
Debt & Funding
Total Debt	82.60B	39.62B	5.22B	1.68B	1.24B
Current Portion of Long-Term Debt	42.64B	16.76B	—	—	—
Long-Term Debt	37.22B	20.70B	3.79B	—	—
Short-Term Borrowings	2.28B	1.68B	0.79B	0.96B	0.31B
Total Deposits	784.57B	772.67B	670.35B	635.76B	530.02B
Interest Bearing Deposits	127.95B	130.60B	109.69B	80.83B	23.26B
Non-Interest Bearing Deposits	656.63B	642.07B	560.66B	554.93B	506.77B
Equity & Book Value
Shareholders' Equity	142.91B	123.14B	106.76B	100.23B	67.28B
Total Common Equity	142.76B	123.03B	106.76B	100.23B	67.28B
Common Stock	40.00B	40.00B	40.00B	40.00B	25.00B
Retained Earnings	74.27B	59.79B	50.36B	44.15B	42.00B
Comprehensive Income & Other	28.49B	23.24B	16.40B	16.07B	0.28B
Minority Interest	150.30M	106.40M	—	—	—
Book Value Per Share	28.71	24.87	22.56	20.93	16.82
Tangible Book Value	137.65B	119.24B	105.25B	99.01B	66.76B
Tangible Book Value Per Share	27.43	23.92	22.19	20.63	16.69
Filing Date Shares Outstanding	4.00B	4.00B	4.00B	4.00B	4.00B
Total Common Shares Outstanding	4.00B	4.00B	4.00B	4.00B	4.00B
Supplemental
Other Real Estate Owned & Foreclosed	441.68M	372.01M	35.66M	28.02M	28.02M

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	36.47B	24.10B	12.44B	26.20B	22.24B
Total Assets	1.04T	0.97T	0.81T	0.76T	0.62T
Investment Securities	167.68B	167.84B	130.75B	98.88B	77.25B
Trading Assets	9.85B	10.14B	4.43B	4.26B	7.54B
Gross Loans	765.04B	706.43B	607.57B	580.96B	465.43B
Net Loans	752.76B	693.41B	594.20B	568.34B	452.83B
Allowance for Loan Losses	-8.68B	-8.51B	-8.73B	-8.53B	-9.20B
Liabilities
Total Deposits	784.57B	772.67B	670.35B	635.76B	530.02B
Interest-Bearing Deposits	127.95B	130.60B	109.69B	80.83B	23.26B
Non-Interest-Bearing Deposits	656.63B	642.07B	560.66B	554.93B	506.77B
Total Debt	82.60B	39.62B	5.22B	1.68B	1.24B
Total Liabilities	900.36B	849.31B	701.34B	661.39B	556.36B
Equity & Ownership
Total Equity	142.91B	123.14B	106.76B	100.23B	67.28B
Shares Outstanding	4,000,000,000	4,000,000,000	4,000,000,000	4,000,000,000	4,000,000,000
Cash & Assets
Total Assets	1.04T	0.97T	0.81T	0.76T	0.62T
Cash & Equivalents	36.47B	24.10B	12.44B	26.20B	22.24B
Net Cash (Debt)	-36.28B	-5.38B	11.65B	28.78B	28.54B
Net Cash Per Share	-9.07	-1.35	2.91	7.19	7.13
Net Cash Growth	—	—	-59.5%	+0.8%	-25.6%
Other Receivables	9.31B	11.44B	6.83B	10.75B	18.72B
Restricted Cash	39.50B	40.26B	35.01B	32.92B	28.80B
Property, Plant & Equipment	10.68B	11.54B	12.85B	11.34B	10.15B
Goodwill	59.59M	59.59M	248.73M	248.73M	—
Other Intangible Assets	5.06B	3.73B	1.26B	0.97B	0.52B
Investments in Real Estate	1.35B	1.36B	1.36B	1.36B	1.41B
Other Current Assets	3.74B	2.89B	2.00B	2.38B	0.80B
Other Long-Term Assets	5.29B	4.43B	5.82B	3.43B	2.99B
Long-Term Leases	454.27M	485.22M	634.90M	723.12M	927.76M
Loans & Investments
Gross Loans	765.04B	706.43B	607.57B	580.96B	465.43B
Net Loans	752.76B	693.41B	594.20B	568.34B	452.83B
Allowance for Loan Losses	-8.68B	-8.51B	-8.73B	-8.53B	-9.20B
Investment Securities	167.68B	167.84B	130.75B	98.88B	77.25B
Trading Asset Securities	9.85B	10.14B	4.43B	4.26B	7.54B
Total Investments	177.53B	177.97B	135.18B	103.14B	84.79B
Other Adjustments to Gross Loans	-3.59B	-4.51B	-4.64B	-4.10B	-3.40B
Liabilities & Obligations
Total Liabilities	900.36B	849.31B	701.34B	661.39B	556.36B
Total Liabilities & Equity	1.04T	0.97T	0.81T	0.76T	0.62T
Accounts Payable	4.71B	5.49B	5.99B	6.75B	5.39B
Accrued Expenses	4.67B	3.56B	2.81B	2.63B	2.27B
Accrued Interest Receivable	1.07B	0.87B	0.86B	0.50B	0.37B
Current Income Taxes Payable	2.78B	2.23B	2.76B	2.84B	3.42B
Long-Term Unearned Revenue	33.06M	15.95M	1.89M	6.08M	29.77M
Other Current Liabilities	1.55B	2.05B	1.37B	—	—
Other Long-Term Liabilities	18.39B	22.66B	11.70B	10.53B	12.79B
Pension & Post-Retirement Benefits	1.06B	1.01B	1.15B	1.19B	1.20B
Debt & Funding
Total Debt	82.60B	39.62B	5.22B	1.68B	1.24B
Current Portion of Long-Term Debt	42.64B	16.76B	—	—	—
Long-Term Debt	37.22B	20.70B	3.79B	—	—
Short-Term Borrowings	2.28B	1.68B	0.79B	0.96B	0.31B
Total Deposits	784.57B	772.67B	670.35B	635.76B	530.02B
Interest Bearing Deposits	127.95B	130.60B	109.69B	80.83B	23.26B
Non-Interest Bearing Deposits	656.63B	642.07B	560.66B	554.93B	506.77B
Equity & Book Value
Shareholders' Equity	142.91B	123.14B	106.76B	100.23B	67.28B
Total Common Equity	142.76B	123.03B	106.76B	100.23B	67.28B
Common Stock	40.00B	40.00B	40.00B	40.00B	25.00B
Retained Earnings	74.27B	59.79B	50.36B	44.15B	42.00B
Comprehensive Income & Other	28.49B	23.24B	16.40B	16.07B	0.28B
Minority Interest	150.30M	106.40M	—	—	—
Book Value Per Share	28.71	24.87	22.56	20.93	16.82
Tangible Book Value	137.65B	119.24B	105.25B	99.01B	66.76B
Tangible Book Value Per Share	27.43	23.92	22.19	20.63	16.69
Filing Date Shares Outstanding	4.00B	4.00B	4.00B	4.00B	4.00B
Total Common Shares Outstanding	4.00B	4.00B	4.00B	4.00B	4.00B
Supplemental
Other Real Estate Owned & Foreclosed	441.68M	372.01M	35.66M	28.02M	28.02M