ALRAJHI

Al Rajhi Bank

1120StocksTadawulBanks

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operations
Operating Cash Flow	-34.67B	-16.43B	19.25B	-45.48B	-105.59B
Free Cash Flow	-38.20B	-19.99B	16.10B	-47.68B	-107.38B
Capital Expenditures	-3.52B	-3.56B	-3.15B	-2.20B	-1.79B
Investing & Financing
Investing Cash Flow	-1.56B	-41.74B	-34.30B	-21.51B	-28.20B
Financing Cash Flow	48.60B	69.84B	1.29B	68.89B	123.20B
Dividends Paid	-8.84B	-9.60B	-9.60B	—	-6.00B
Operating Activities
Operating Cash Flow	-34.67B	-16.43B	19.25B	-45.48B	-105.59B
Net Income	24.79B	19.72B	16.62B	17.15B	14.75B
Change in Other Net Operating Assets	-65.37B	-35.98B	0.34B	-65.40B	-126.42B
Change in Trading Asset Securities	0.33B	-2.86B	-0.25B	-0.00B	3.13B
Net Increase (Decrease) in Deposit Accounts	12.30B	50.08B	8.18B	52.85B	129.44B
Other Operating Activities	300.57M	-858.34M	-266.29M	-746.11M	-519.92M
Provision for Credit Losses	2.32B	2.12B	1.50B	1.97B	2.35B
Depreciation & Amortization	1.24B	1.09B	1.58B	1.29B	1.14B
Other Amortization	1.13B	0.89B	—	—	—
Loss (Gain) on Equity Investments	-117.93M	-137.34M	-87.87M	-20.24M	-32.03M
Total Asset Writedown	—	—	—	39.02M	—
Investing Activities
Investing Cash Flow	-1.56B	-41.74B	-34.30B	-21.51B	-28.20B
Capital Expenditures	-3.52B	-3.56B	-3.15B	-2.20B	-1.79B
Cash Acquisitions	—	—	—	-539.27M	—
Investment in Securities	0.48B	-38.91B	-31.29B	-18.50B	-26.87B
Other Investing Activities	333.04M	401.71M	234.96M	234.82M	166.44M
Purchase / Sale of Intangibles	—	—	-467.71M	-425.87M	-482.19M
Sale of Property, Plant and Equipment	1.15B	0.34B	0.44B	0.10B	0.89B
Gain (Loss) on Sale of Assets	-8.87M	-5.22M	-9.85M	-1.28M	-47.51M
Gain (Loss) on Sale of Investments	718.58M	-369.89M	-176.22M	251.09M	76.97M
Financing Activities
Financing Cash Flow	48.60B	69.84B	1.29B	68.89B	123.20B
Common Dividends Paid	-8.84B	-9.60B	-9.60B	—	-6.00B
Issuance of Common Stock	4.35B	7.05B	—	16.50B	—
Long-Term Debt Issued	42.41B	23.60B	3.79B	—	—
Long-Term Debt Repaid	-243.42M	-260.90M	-254.90M	-267.17M	-238.55M
Net Debt Issued (Repaid)	42.17B	23.34B	3.53B	-0.27B	-0.24B
Other Financing Activities	-1.38B	-1.04B	-0.82B	-0.20B	—
Free Cash Flow & Returns
Free Cash Flow	-38.20B	-19.99B	16.10B	-47.68B	-107.38B
Free Cash Flow Margin	-103.9%	-66.8%	+61.9%	-179.4%	-459.5%
Free Cash Flow Per Share	-9.55	-5.00	4.03	-11.92	-26.85
Net Cash Flow	12.36B	11.66B	-13.76B	1.90B	-10.59B

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operations
Operating Cash Flow	-34.67B	-16.43B	19.25B	-45.48B	-105.59B
Free Cash Flow	-38.20B	-19.99B	16.10B	-47.68B	-107.38B
Capital Expenditures	-3.52B	-3.56B	-3.15B	-2.20B	-1.79B
Investing & Financing
Investing Cash Flow	-1.56B	-41.74B	-34.30B	-21.51B	-28.20B
Financing Cash Flow	48.60B	69.84B	1.29B	68.89B	123.20B
Dividends Paid	-8.84B	-9.60B	-9.60B	—	-6.00B
Operating Activities
Operating Cash Flow	-34.67B	-16.43B	19.25B	-45.48B	-105.59B
Net Income	24.79B	19.72B	16.62B	17.15B	14.75B
Change in Other Net Operating Assets	-65.37B	-35.98B	0.34B	-65.40B	-126.42B
Change in Trading Asset Securities	0.33B	-2.86B	-0.25B	-0.00B	3.13B
Net Increase (Decrease) in Deposit Accounts	12.30B	50.08B	8.18B	52.85B	129.44B
Other Operating Activities	300.57M	-858.34M	-266.29M	-746.11M	-519.92M
Provision for Credit Losses	2.32B	2.12B	1.50B	1.97B	2.35B
Depreciation & Amortization	1.24B	1.09B	1.58B	1.29B	1.14B
Other Amortization	1.13B	0.89B	—	—	—
Loss (Gain) on Equity Investments	-117.93M	-137.34M	-87.87M	-20.24M	-32.03M
Total Asset Writedown	—	—	—	39.02M	—
Investing Activities
Investing Cash Flow	-1.56B	-41.74B	-34.30B	-21.51B	-28.20B
Capital Expenditures	-3.52B	-3.56B	-3.15B	-2.20B	-1.79B
Cash Acquisitions	—	—	—	-539.27M	—
Investment in Securities	0.48B	-38.91B	-31.29B	-18.50B	-26.87B
Other Investing Activities	333.04M	401.71M	234.96M	234.82M	166.44M
Purchase / Sale of Intangibles	—	—	-467.71M	-425.87M	-482.19M
Sale of Property, Plant and Equipment	1.15B	0.34B	0.44B	0.10B	0.89B
Gain (Loss) on Sale of Assets	-8.87M	-5.22M	-9.85M	-1.28M	-47.51M
Gain (Loss) on Sale of Investments	718.58M	-369.89M	-176.22M	251.09M	76.97M
Financing Activities
Financing Cash Flow	48.60B	69.84B	1.29B	68.89B	123.20B
Common Dividends Paid	-8.84B	-9.60B	-9.60B	—	-6.00B
Issuance of Common Stock	4.35B	7.05B	—	16.50B	—
Long-Term Debt Issued	42.41B	23.60B	3.79B	—	—
Long-Term Debt Repaid	-243.42M	-260.90M	-254.90M	-267.17M	-238.55M
Net Debt Issued (Repaid)	42.17B	23.34B	3.53B	-0.27B	-0.24B
Other Financing Activities	-1.38B	-1.04B	-0.82B	-0.20B	—
Free Cash Flow & Returns
Free Cash Flow	-38.20B	-19.99B	16.10B	-47.68B	-107.38B
Free Cash Flow Margin	-103.9%	-66.8%	+61.9%	-179.4%	-459.5%
Free Cash Flow Per Share	-9.55	-5.00	4.03	-11.92	-26.85
Net Cash Flow	12.36B	11.66B	-13.76B	1.90B	-10.59B