JAZIRA TAKAFUL

AlJazira Takaful Taawuni Co.

8012StocksTadawulInsurance

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (SAR)

1-5

	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Operating Summary
Revenue	104.49M	41.04M	105.19M	94.75M	91.05M
Operating Expenses	96.48M	34.44M	89.54M	89.38M	73.78M
Pretax Income	8.01M	6.60M	15.66M	5.37M	17.27M
Income Tax	0.55M	1.60M	1.01M	1.29M	1.16M
Net Income	7.46M	5.00M	14.65M	4.08M	16.11M
Premium Revenue	98.41M	28.66M	95.67M	87.14M	83.76M
Policy Benefits	65.69M	6.17M	79.76M	81.78M	53.49M
Policy Cost	14.00M	25.83M	—	—	11.31M
EPS (Basic)	0.11	0.08	0.22	0.06	0.24
EPS (Diluted)	0.11	0.08	0.22	0.06	0.24
Margins & Efficiency
Net Margin %	+7.1%	+12.2%	+13.9%	+4.3%	+17.7%
Revenue & Income
Revenue as Reported	—	—	—	—	—
Revenue Growth (YoY)	+14.8%	+24.4%	+20.9%	+6.6%	-9.9%
Revenue Insurance	104.49M	41.04M	105.19M	94.75M	91.05M
Premiums Annuity Rev	98.41M	28.66M	95.67M	87.14M	83.76M
Other Revenue Insurance	5.07M	8.49M	5.63M	5.95M	5.64M
Gain Investment Rev Insurance	-10.05M	2.43M	65.47M	48.11M	5.40M
Expenses & Provisions
SG&A Insurance	—	—	—	—	—
Other Opex Insurance	16.79M	2.43M	9.78M	7.60M	8.99M
Total Opex Insurance	96.48M	34.44M	89.54M	89.38M	73.78M
Policy Benefits	65.69M	6.17M	79.76M	81.78M	53.49M
Policy Cost	14.00M	25.83M	—	—	11.31M
Provision for Bad Debts	—	—	—	—	—
D&A For EBITDA	1.52M	0.81M	0.77M	0.42M	1.13M
Deferred Policy Acquisition Cost	—	—	—	—	—
Profitability & Returns
EBIT	8.01M	6.60M	15.66M	5.37M	17.27M
EBIT Margin	+7.7%	+16.1%	+14.9%	+5.7%	+19.0%
EBITDA	9.53M	7.41M	16.43M	5.79M	18.39M
EBITDA Margin	+9.1%	+18.1%	+15.6%	+6.1%	+20.2%
Pretax Income	8.01M	6.60M	15.66M	5.37M	17.27M
Opinc Insurance	8.01M	6.60M	15.66M	5.37M	17.27M
Operating Margin	+7.7%	+16.1%	+14.9%	+5.7%	+19.0%
Profit Margin	+7.1%	+12.2%	+13.9%	+4.3%	+17.7%
Net Income	7.46M	5.00M	14.65M	4.08M	16.11M
Net Income to Common	7.46M	5.00M	14.65M	4.08M	16.11M
Net Income Growth	-53.7%	+22.8%	+58.2%	-63.2%	+26.1%
Income Tax Expense	0.55M	1.60M	1.01M	1.29M	1.16M
Effective Tax Rate	+6.9%	+24.2%	+6.5%	+24.0%	+6.7%
Per Share & Capital
EPS (Basic)	0.11	0.08	0.22	0.06	0.24
EPS (Diluted)	0.11	0.08	0.22	0.06	0.24
EPS Growth	-53.7%	+22.8%	+58.2%	-63.2%	+26.1%
Dividend Per Share	—	0.40	—	—	—
Shares Change (YoY)	—	—	—	—	—
Shares Outstanding (Basic)	66.00M	66.00M	66.00M	66.00M	66.00M
Shares Outstanding (Diluted)	66.00M	66.00M	66.00M	66.00M	66.00M
Dividend Growth	—	+33.3%	—	—	—
Free Cash Flow	38.22M	-60.23M	-17.60M	-28.56M	14.73M
Free Cash Flow Margin	+36.6%	-146.8%	-16.7%	-30.1%	+16.2%
Free Cash Flow Per Share	0.58	-0.91	-0.27	-0.43	0.22
Payout Ratio	—	—	+135.2%	—	—
Supplemental
Total Interest Dividend Income	11.06M	1.46M	-61.58M	-46.45M	-3.74M

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (SAR)

1-5

	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Operating Summary
Revenue	104.49M	41.04M	105.19M	94.75M	91.05M
Operating Expenses	96.48M	34.44M	89.54M	89.38M	73.78M
Pretax Income	8.01M	6.60M	15.66M	5.37M	17.27M
Income Tax	0.55M	1.60M	1.01M	1.29M	1.16M
Net Income	7.46M	5.00M	14.65M	4.08M	16.11M
Premium Revenue	98.41M	28.66M	95.67M	87.14M	83.76M
Policy Benefits	65.69M	6.17M	79.76M	81.78M	53.49M
Policy Cost	14.00M	25.83M	—	—	11.31M
EPS (Basic)	0.11	0.08	0.22	0.06	0.24
EPS (Diluted)	0.11	0.08	0.22	0.06	0.24
Margins & Efficiency
Net Margin %	+7.1%	+12.2%	+13.9%	+4.3%	+17.7%
Revenue & Income
Revenue as Reported	—	—	—	—	—
Revenue Growth (YoY)	+14.8%	+24.4%	+20.9%	+6.6%	-9.9%
Revenue Insurance	104.49M	41.04M	105.19M	94.75M	91.05M
Premiums Annuity Rev	98.41M	28.66M	95.67M	87.14M	83.76M
Other Revenue Insurance	5.07M	8.49M	5.63M	5.95M	5.64M
Gain Investment Rev Insurance	-10.05M	2.43M	65.47M	48.11M	5.40M
Expenses & Provisions
SG&A Insurance	—	—	—	—	—
Other Opex Insurance	16.79M	2.43M	9.78M	7.60M	8.99M
Total Opex Insurance	96.48M	34.44M	89.54M	89.38M	73.78M
Policy Benefits	65.69M	6.17M	79.76M	81.78M	53.49M
Policy Cost	14.00M	25.83M	—	—	11.31M
Provision for Bad Debts	—	—	—	—	—
D&A For EBITDA	1.52M	0.81M	0.77M	0.42M	1.13M
Deferred Policy Acquisition Cost	—	—	—	—	—
Profitability & Returns
EBIT	8.01M	6.60M	15.66M	5.37M	17.27M
EBIT Margin	+7.7%	+16.1%	+14.9%	+5.7%	+19.0%
EBITDA	9.53M	7.41M	16.43M	5.79M	18.39M
EBITDA Margin	+9.1%	+18.1%	+15.6%	+6.1%	+20.2%
Pretax Income	8.01M	6.60M	15.66M	5.37M	17.27M
Opinc Insurance	8.01M	6.60M	15.66M	5.37M	17.27M
Operating Margin	+7.7%	+16.1%	+14.9%	+5.7%	+19.0%
Profit Margin	+7.1%	+12.2%	+13.9%	+4.3%	+17.7%
Net Income	7.46M	5.00M	14.65M	4.08M	16.11M
Net Income to Common	7.46M	5.00M	14.65M	4.08M	16.11M
Net Income Growth	-53.7%	+22.8%	+58.2%	-63.2%	+26.1%
Income Tax Expense	0.55M	1.60M	1.01M	1.29M	1.16M
Effective Tax Rate	+6.9%	+24.2%	+6.5%	+24.0%	+6.7%
Per Share & Capital
EPS (Basic)	0.11	0.08	0.22	0.06	0.24
EPS (Diluted)	0.11	0.08	0.22	0.06	0.24
EPS Growth	-53.7%	+22.8%	+58.2%	-63.2%	+26.1%
Dividend Per Share	—	0.40	—	—	—
Shares Change (YoY)	—	—	—	—	—
Shares Outstanding (Basic)	66.00M	66.00M	66.00M	66.00M	66.00M
Shares Outstanding (Diluted)	66.00M	66.00M	66.00M	66.00M	66.00M
Dividend Growth	—	+33.3%	—	—	—
Free Cash Flow	38.22M	-60.23M	-17.60M	-28.56M	14.73M
Free Cash Flow Margin	+36.6%	-146.8%	-16.7%	-30.1%	+16.2%
Free Cash Flow Per Share	0.58	-0.91	-0.27	-0.43	0.22
Payout Ratio	—	—	+135.2%	—	—
Supplemental
Total Interest Dividend Income	11.06M	1.46M	-61.58M	-46.45M	-3.74M