JAZIRA TAKAFUL

AlJazira Takaful Taawuni Co.

8012StocksTadawulInsurance

Financials

1-5

	CurrentMar 10, 2026	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025	Q4 2024Dec 31, 2024
Market & Price
Market Capitalization	0.75B	0.84B	0.91B	1.00B	1.09B
Market Cap Growth	-23.9%	-24.7%	-24.4%	-18.8%	-3.2%
Enterprise Value	0.70B	0.76B	0.80B	0.84B	1.01B
Last Close Price	11.41	12.79	13.74	14.73	16.08
Valuation Multiples
PE Ratio	19.35	21.70	27.05	24.55	29.20
PS Ratio	2.36	2.64	3.01	3.37	3.55
PB Ratio	0.76	0.85	0.93	1.00	1.11
P/TBV Ratio	1.00	1.12	1.23	1.32	1.47
P/FCF Ratio	14.18	—	—	38.66	16.08
P/OCF Ratio	13.77	—	—	31.63	14.96
EV/Sales Ratio	2.17	2.36	2.64	2.84	3.30
EV/EBITDA Ratio	14.30	16.16	18.70	16.95	22.12
EV/EBIT Ratio	15.97	17.34	20.08	17.92	23.26
EV/FCF Ratio	13.09	—	—	32.60	14.93
Leverage & Capital
Debt / Equity Ratio	0.02	0.02	0.02	0.01	0.01
Debt / EBITDA Ratio	0.31	0.22	0.54	0.18	0.53
Debt / FCF Ratio	0.28	—	—	0.52	0.20
Net Debt / Equity Ratio	-0.06	-0.06	-0.09	-0.11	-0.16
Net Debt / EBITDA Ratio	-1.24	-1.24	-2.09	-2.21	-3.42
Net Debt / FCF Ratio	-1.09	-1.09	-1.74	-4.25	-2.31
Efficiency & Liquidity
Asset Turnover	0.14	0.12	0.12	0.04	0.11
Quick Ratio	6.38	6.38	5.03	6.52	8.67
Current Ratio	11.14	11.14	8.32	10.45	13.52
Returns & Yields
Return on Equity (ROE)	+5.9%	+1.7%	+6.5%	+1.7%	+3.9%
Return on Assets (ROA)	+1.3%	+0.4%	+1.4%	+0.4%	+1.0%
Return on Invested Capital (ROIC)	+1.5%	+0.4%	+1.6%	+0.4%	+1.0%
Earnings Yield	+5.2%	+4.6%	+3.7%	+4.1%	+3.4%
FCF Yield	+7.1%	+6.3%	+5.6%	+2.6%	+6.2%
Dividend Yield	+2.6%	—	—	—	+1.9%
Payout Ratio	+101.8%	+135.2%	—	—	+486.1%
Buyback Yield / Dilution	—	—	—	—	—
Total Shareholder Return	+2.6%	—	—	—	+1.9%

1-5

	CurrentMar 10, 2026	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025	Q4 2024Dec 31, 2024
Market & Price
Market Capitalization	0.75B	0.84B	0.91B	1.00B	1.09B
Market Cap Growth	-23.9%	-24.7%	-24.4%	-18.8%	-3.2%
Enterprise Value	0.70B	0.76B	0.80B	0.84B	1.01B
Last Close Price	11.41	12.79	13.74	14.73	16.08
Valuation Multiples
PE Ratio	19.35	21.70	27.05	24.55	29.20
PS Ratio	2.36	2.64	3.01	3.37	3.55
PB Ratio	0.76	0.85	0.93	1.00	1.11
P/TBV Ratio	1.00	1.12	1.23	1.32	1.47
P/FCF Ratio	14.18	—	—	38.66	16.08
P/OCF Ratio	13.77	—	—	31.63	14.96
EV/Sales Ratio	2.17	2.36	2.64	2.84	3.30
EV/EBITDA Ratio	14.30	16.16	18.70	16.95	22.12
EV/EBIT Ratio	15.97	17.34	20.08	17.92	23.26
EV/FCF Ratio	13.09	—	—	32.60	14.93
Leverage & Capital
Debt / Equity Ratio	0.02	0.02	0.02	0.01	0.01
Debt / EBITDA Ratio	0.31	0.22	0.54	0.18	0.53
Debt / FCF Ratio	0.28	—	—	0.52	0.20
Net Debt / Equity Ratio	-0.06	-0.06	-0.09	-0.11	-0.16
Net Debt / EBITDA Ratio	-1.24	-1.24	-2.09	-2.21	-3.42
Net Debt / FCF Ratio	-1.09	-1.09	-1.74	-4.25	-2.31
Efficiency & Liquidity
Asset Turnover	0.14	0.12	0.12	0.04	0.11
Quick Ratio	6.38	6.38	5.03	6.52	8.67
Current Ratio	11.14	11.14	8.32	10.45	13.52
Returns & Yields
Return on Equity (ROE)	+5.9%	+1.7%	+6.5%	+1.7%	+3.9%
Return on Assets (ROA)	+1.3%	+0.4%	+1.4%	+0.4%	+1.0%
Return on Invested Capital (ROIC)	+1.5%	+0.4%	+1.6%	+0.4%	+1.0%
Earnings Yield	+5.2%	+4.6%	+3.7%	+4.1%	+3.4%
FCF Yield	+7.1%	+6.3%	+5.6%	+2.6%	+6.2%
Dividend Yield	+2.6%	—	—	—	+1.9%
Payout Ratio	+101.8%	+135.2%	—	—	+486.1%
Buyback Yield / Dilution	—	—	—	—	—
Total Shareholder Return	+2.6%	—	—	—	+1.9%