JAZIRA TAKAFUL

AlJazira Takaful Taawuni Co.

8012StocksTadawulInsurance

Financials

1-5

	CurrentMar 10, 2026	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025
Market & Price
Market Capitalization	0.69B	0.76B	0.74B	0.84B	0.91B
Market Cap Growth	-21.2%	-23.7%	-32.1%	-24.7%	-24.4%
Enterprise Value	0.58B	0.72B	0.68B	0.76B	0.80B
Last Close Price	11.49	11.12	10.80	12.36	13.28
Valuation Multiples
PE Ratio	24.31	24.34	18.51	21.70	27.05
PS Ratio	2.00	2.20	2.22	2.61	2.97
PB Ratio	0.68	0.75	0.73	0.85	0.93
P/TBV Ratio	0.89	0.98	0.96	1.12	1.23
P/FCF Ratio	—	-11.13	—	—	—
P/OCF Ratio	—	-11.44	—	—	—
EV/Sales Ratio	1.67	2.09	2.05	2.33	2.61
EV/EBITDA Ratio	13.99	18.45	14.15	16.16	18.70
EV/EBIT Ratio	16.18	20.27	15.13	17.34	20.08
EV/FCF Ratio	—	-10.60	—	—	—
Leverage & Capital
Debt / Equity Ratio	0.02	0.02	0.02	0.02	0.02
Debt / EBITDA Ratio	0.37	0.40	0.47	0.22	0.54
Debt / FCF Ratio	—	-0.22	—	—	—
Net Debt / Equity Ratio	-0.11	-0.11	-0.04	-0.06	-0.09
Net Debt / EBITDA Ratio	-2.88	-2.88	-0.76	-1.24	-2.09
Net Debt / FCF Ratio	1.66	1.66	0.40	-1.10	-1.76
Efficiency & Liquidity
Asset Turnover	0.14	0.05	0.14	0.12	0.12
Quick Ratio	8.76	8.76	10.72	6.38	5.03
Current Ratio	14.38	14.38	19.04	11.14	8.32
Returns & Yields
Return on Equity (ROE)	+3.0%	+2.0%	+5.9%	+1.7%	+6.5%
Return on Assets (ROA)	+0.7%	+0.5%	+1.3%	+0.4%	+1.4%
Return on Invested Capital (ROIC)	+0.7%	+0.5%	+1.5%	+0.4%	+1.6%
Earnings Yield	+4.5%	+4.1%	+5.4%	+4.6%	+3.7%
FCF Yield	-9.9%	-9.0%	-12.4%	+6.2%	+5.6%
Dividend Yield	+3.5%	—	+3.7%	—	—
Payout Ratio	+63.5%	—	—	+135.2%	—
Buyback Yield / Dilution	—	—	—	—	—
Total Shareholder Return	+3.5%	—	+3.7%	—	—

1-5

	CurrentMar 10, 2026	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025
Market & Price
Market Capitalization	0.69B	0.76B	0.74B	0.84B	0.91B
Market Cap Growth	-21.2%	-23.7%	-32.1%	-24.7%	-24.4%
Enterprise Value	0.58B	0.72B	0.68B	0.76B	0.80B
Last Close Price	11.49	11.12	10.80	12.36	13.28
Valuation Multiples
PE Ratio	24.31	24.34	18.51	21.70	27.05
PS Ratio	2.00	2.20	2.22	2.61	2.97
PB Ratio	0.68	0.75	0.73	0.85	0.93
P/TBV Ratio	0.89	0.98	0.96	1.12	1.23
P/FCF Ratio	—	-11.13	—	—	—
P/OCF Ratio	—	-11.44	—	—	—
EV/Sales Ratio	1.67	2.09	2.05	2.33	2.61
EV/EBITDA Ratio	13.99	18.45	14.15	16.16	18.70
EV/EBIT Ratio	16.18	20.27	15.13	17.34	20.08
EV/FCF Ratio	—	-10.60	—	—	—
Leverage & Capital
Debt / Equity Ratio	0.02	0.02	0.02	0.02	0.02
Debt / EBITDA Ratio	0.37	0.40	0.47	0.22	0.54
Debt / FCF Ratio	—	-0.22	—	—	—
Net Debt / Equity Ratio	-0.11	-0.11	-0.04	-0.06	-0.09
Net Debt / EBITDA Ratio	-2.88	-2.88	-0.76	-1.24	-2.09
Net Debt / FCF Ratio	1.66	1.66	0.40	-1.10	-1.76
Efficiency & Liquidity
Asset Turnover	0.14	0.05	0.14	0.12	0.12
Quick Ratio	8.76	8.76	10.72	6.38	5.03
Current Ratio	14.38	14.38	19.04	11.14	8.32
Returns & Yields
Return on Equity (ROE)	+3.0%	+2.0%	+5.9%	+1.7%	+6.5%
Return on Assets (ROA)	+0.7%	+0.5%	+1.3%	+0.4%	+1.4%
Return on Invested Capital (ROIC)	+0.7%	+0.5%	+1.5%	+0.4%	+1.6%
Earnings Yield	+4.5%	+4.1%	+5.4%	+4.6%	+3.7%
FCF Yield	-9.9%	-9.0%	-12.4%	+6.2%	+5.6%
Dividend Yield	+3.5%	—	+3.7%	—	—
Payout Ratio	+63.5%	—	—	+135.2%	—
Buyback Yield / Dilution	—	—	—	—	—
Total Shareholder Return	+3.5%	—	+3.7%	—	—