Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual (SAR)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operations
Operating Cash Flow	-90.02M	250.60M	-108.91M	-128.62M	-60.14M
Free Cash Flow	-90.58M	249.83M	-109.75M	-129.27M	-64.84M
Capital Expenditures	-0.56M	-0.76M	-0.84M	-0.65M	-4.70M
Investing & Financing
Investing Cash Flow	111.74M	-187.22M	-116.87M	-9.91M	-20.55M
Financing Cash Flow	-498.00K	-978.00K	-182.00K	-746.00K	—
Operating Activities
Operating Cash Flow	-90.02M	250.60M	-108.91M	-128.62M	-60.14M
Net Income	21.70M	26.89M	38.19M	-41.38M	-85.66M
Change Accounts Receivable Insurance	-7.32M	—	—	—	-25.71M
Change in Unearned Revenue	—	—	—	—	95.60M
Change in Working Capital	-111.75M	229.24M	-149.55M	-92.80M	23.69M
Change Insurance Reserves Liabilities	-11.79M	205.66M	-152.60M	-17.47M	-34.04M
Change Other Net Oper Assets Insurance	-90.97M	44.77M	-21.88M	-57.31M	-59.37M
Other Operating Activities Insurance	14.06M	5.61M	0.05M	2.05M	-4.26M
Depreciation & Amortization	1.86M	3.09M	2.38M	3.53M	1.62M
Other Amortization	—	—	—	—	336.00K
Reinsurance Recoverable CF	-4.70M	-18.91M	22.65M	-18.01M	6.79M
Miscellaneous Cash Flow Adjustments	-1.00K	—	—	—	—
Investing Activities
Investing Cash Flow	111.74M	-187.22M	-116.87M	-9.91M	-20.55M
Capex Insurance	-0.56M	-0.76M	-0.84M	-0.65M	-4.70M
Investment in Securities	112.30M	-186.45M	-114.62M	-9.25M	-15.85M
Other Investing Activities	—	—	-1.40M	—	—
Loss (Gain) on Sale of Investments	5.57M	-14.23M	0.02M	-0.02M	-2.91M
Financing Activities
Financing Cash Flow	-498.00K	-978.00K	-182.00K	-746.00K	—
Long-Term Debt Repaid	-498.00K	-978.00K	-182.00K	-746.00K	—
Net Debt Issued Insurance	-498.00K	-978.00K	-182.00K	-746.00K	—
Total Debt Repaid Insurance	-498.00K	-978.00K	-182.00K	-746.00K	—
Free Cash Flow & Returns
Free Cash Flow	-90.58M	249.83M	-109.75M	-129.27M	-64.84M
Free Cash Flow Margin	-6.5%	+25.7%	-12.2%	-13.9%	-7.8%
Free Cash Flow Per Share	-1.81	5.00	-2.20	-2.59	-1.30
Levered Free Cash Flow	47.75M	-208.82M	-94.23M	-799.99M	74.01M
Unlevered Free Cash Flow	47.75M	-208.82M	-94.23M	-799.99M	74.01M
Net Cash Flow	21.23M	62.40M	-225.96M	-139.27M	-80.69M

MALATH INSURANCE

Malath Cooperative Insurance Co.

8020StocksTadawulInsuranceMarket closed

SAR 8.62

Official close

-1.7%

Price as of March 29, 2026 · Market close

Prices may be delayed by up to 30 minutes.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operations
Operating Cash Flow	-90.02M	250.60M	-108.91M	-128.62M	-60.14M
Free Cash Flow	-90.58M	249.83M	-109.75M	-129.27M	-64.84M
Capital Expenditures	-0.56M	-0.76M	-0.84M	-0.65M	-4.70M
Investing & Financing
Investing Cash Flow	111.74M	-187.22M	-116.87M	-9.91M	-20.55M
Financing Cash Flow	-498.00K	-978.00K	-182.00K	-746.00K	—
Operating Activities
Operating Cash Flow	-90.02M	250.60M	-108.91M	-128.62M	-60.14M
Net Income	21.70M	26.89M	38.19M	-41.38M	-85.66M
Change Accounts Receivable Insurance	-7.32M	—	—	—	-25.71M
Change in Unearned Revenue	—	—	—	—	95.60M
Change in Working Capital	-111.75M	229.24M	-149.55M	-92.80M	23.69M
Change Insurance Reserves Liabilities	-11.79M	205.66M	-152.60M	-17.47M	-34.04M
Change Other Net Oper Assets Insurance	-90.97M	44.77M	-21.88M	-57.31M	-59.37M
Other Operating Activities Insurance	14.06M	5.61M	0.05M	2.05M	-4.26M
Depreciation & Amortization	1.86M	3.09M	2.38M	3.53M	1.62M
Other Amortization	—	—	—	—	336.00K
Reinsurance Recoverable CF	-4.70M	-18.91M	22.65M	-18.01M	6.79M
Miscellaneous Cash Flow Adjustments	-1.00K	—	—	—	—
Investing Activities
Investing Cash Flow	111.74M	-187.22M	-116.87M	-9.91M	-20.55M
Capex Insurance	-0.56M	-0.76M	-0.84M	-0.65M	-4.70M
Investment in Securities	112.30M	-186.45M	-114.62M	-9.25M	-15.85M
Other Investing Activities	—	—	-1.40M	—	—
Loss (Gain) on Sale of Investments	5.57M	-14.23M	0.02M	-0.02M	-2.91M
Financing Activities
Financing Cash Flow	-498.00K	-978.00K	-182.00K	-746.00K	—
Long-Term Debt Repaid	-498.00K	-978.00K	-182.00K	-746.00K	—
Net Debt Issued Insurance	-498.00K	-978.00K	-182.00K	-746.00K	—
Total Debt Repaid Insurance	-498.00K	-978.00K	-182.00K	-746.00K	—
Free Cash Flow & Returns
Free Cash Flow	-90.58M	249.83M	-109.75M	-129.27M	-64.84M
Free Cash Flow Margin	-6.5%	+25.7%	-12.2%	-13.9%	-7.8%
Free Cash Flow Per Share	-1.81	5.00	-2.20	-2.59	-1.30
Levered Free Cash Flow	47.75M	-208.82M	-94.23M	-799.99M	74.01M
Unlevered Free Cash Flow	47.75M	-208.82M	-94.23M	-799.99M	74.01M
Net Cash Flow	21.23M	62.40M	-225.96M	-139.27M	-80.69M