MALATH INSURANCE

Malath Cooperative Insurance Co.

8020StocksTadawulInsurance

Financials

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	0.51B	0.47B	0.82B	0.87B	0.55B
Market Cap Growth	-20.3%	-43.1%	-5.7%	+57.8%	-51.5%
Enterprise Value	352.64M	321.97M	670.95M	731.67M	246.44M
Last Close Price	10.21	9.35	16.42	17.42	11.04
Valuation Multiples
Forward PE (Next 12M Est.)	21.05	10.59	10.59	13.94	271.33
PE Ratio	29.51	21.54	30.53	22.81	—
PEG Ratio	—	0.69	0.69	0.69	0.69
PS Ratio	0.37	0.33	0.84	0.97	0.59
PB Ratio	1.09	1.01	1.90	2.23	1.56
P/TBV Ratio	1.09	1.01	1.90	2.23	1.56
P/FCF Ratio	—	—	3.29	—	—
P/OCF Ratio	—	—	3.28	—	—
EV/Sales Ratio	0.26	0.23	0.69	0.81	0.27
EV/EBITDA Ratio	—	—	—	25.99	—
EV/EBIT Ratio	—	—	—	26.86	—
EV/FCF Ratio	—	—	2.69	—	—
Leverage & Capital
Debt / Equity Ratio	—	0.00	0.00	0.00	0.01
Debt / EBITDA Ratio	—	—	—	0.05	—
Debt / FCF Ratio	—	—	0.00	—	—
Net Debt / Equity Ratio	-0.34	-0.42	-0.40	-0.28	-0.95
Net Debt / EBITDA Ratio	11.64	7.07	24.61	-3.87	9.40
Net Debt / FCF Ratio	0.48	2.14	-0.69	0.99	2.59
Efficiency & Liquidity
Asset Turnover	1.09	1.16	0.92	0.93	0.79
Quick Ratio	8.51	13.00	12.76	8.67	12.19
Current Ratio	12.96	16.60	15.92	11.36	15.87
Returns & Yields
Return on Equity (ROE)	+3.8%	+4.8%	+6.5%	+10.3%	-11.4%
Return on Assets (ROA)	-0.7%	-1.5%	-0.5%	+1.8%	-2.0%
Return on Invested Capital (ROIC)	-2.1%	-4.7%	-1.6%	+5.9%	-10.3%
Earnings Yield	+3.4%	+4.6%	+3.3%	+4.4%	-7.5%
FCF Yield	-64.6%	-19.4%	+30.4%	-12.6%	-23.4%

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	0.51B	0.47B	0.82B	0.87B	0.55B
Market Cap Growth	-20.3%	-43.1%	-5.7%	+57.8%	-51.5%
Enterprise Value	352.64M	321.97M	670.95M	731.67M	246.44M
Last Close Price	10.21	9.35	16.42	17.42	11.04
Valuation Multiples
Forward PE (Next 12M Est.)	21.05	10.59	10.59	13.94	271.33
PE Ratio	29.51	21.54	30.53	22.81	—
PEG Ratio	—	0.69	0.69	0.69	0.69
PS Ratio	0.37	0.33	0.84	0.97	0.59
PB Ratio	1.09	1.01	1.90	2.23	1.56
P/TBV Ratio	1.09	1.01	1.90	2.23	1.56
P/FCF Ratio	—	—	3.29	—	—
P/OCF Ratio	—	—	3.28	—	—
EV/Sales Ratio	0.26	0.23	0.69	0.81	0.27
EV/EBITDA Ratio	—	—	—	25.99	—
EV/EBIT Ratio	—	—	—	26.86	—
EV/FCF Ratio	—	—	2.69	—	—
Leverage & Capital
Debt / Equity Ratio	—	0.00	0.00	0.00	0.01
Debt / EBITDA Ratio	—	—	—	0.05	—
Debt / FCF Ratio	—	—	0.00	—	—
Net Debt / Equity Ratio	-0.34	-0.42	-0.40	-0.28	-0.95
Net Debt / EBITDA Ratio	11.64	7.07	24.61	-3.87	9.40
Net Debt / FCF Ratio	0.48	2.14	-0.69	0.99	2.59
Efficiency & Liquidity
Asset Turnover	1.09	1.16	0.92	0.93	0.79
Quick Ratio	8.51	13.00	12.76	8.67	12.19
Current Ratio	12.96	16.60	15.92	11.36	15.87
Returns & Yields
Return on Equity (ROE)	+3.8%	+4.8%	+6.5%	+10.3%	-11.4%
Return on Assets (ROA)	-0.7%	-1.5%	-0.5%	+1.8%	-2.0%
Return on Invested Capital (ROIC)	-2.1%	-4.7%	-1.6%	+5.9%	-10.3%
Earnings Yield	+3.4%	+4.6%	+3.3%	+4.4%	-7.5%
FCF Yield	-64.6%	-19.4%	+30.4%	-12.6%	-23.4%