MEDGULF

Mediterranean & Gulf Cooperative Insurance & Reinsurance Co.

8030StocksTadawulInsurance

Financials

1-5

	CurrentMar 10, 2026	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Market & Price
Market Capitalization	1.93B	2.74B	1.51B	0.91B	1.80B
Market Cap Growth	-25.9%	+80.9%	+67.1%	-49.8%	-4.9%
Enterprise Value	1.12B	2.28B	1.11B	0.45B	1.56B
Last Close Price	13.94	26.05	14.40	8.62	17.18
Valuation Multiples
Forward PE (Next 12M Est.)	—	12.70	12.70	12.70	12.70
PE Ratio	37.46	26.82	7.51	—	—
PEG Ratio	—	0.25	0.25	0.25	0.25
PS Ratio	0.48	0.75	0.44	0.32	1.06
PB Ratio	1.80	2.66	1.65	1.28	1.78
P/TBV Ratio	3.40	5.09	3.61	4.45	3.45
P/FCF Ratio	6.55	—	26.19	4.96	—
P/OCF Ratio	5.86	—	22.32	4.74	—
EV/Sales Ratio	0.28	0.62	0.32	0.16	0.92
EV/EBITDA Ratio	16.92	19.91	5.44	—	—
EV/EBIT Ratio	26.47	21.27	5.65	—	—
EV/FCF Ratio	3.82	—	19.15	2.46	—
Leverage & Capital
Debt / Equity Ratio	0.02	0.00	0.01	0.01	0.01
Debt / EBITDA Ratio	0.29	0.02	0.05	—	—
Debt / FCF Ratio	0.06	—	0.19	0.02	—
Net Debt / Equity Ratio	-0.75	-0.38	-0.28	-0.46	-0.46
Net Debt / EBITDA Ratio	-14.44	-3.40	-1.28	0.81	3.73
Net Debt / FCF Ratio	-2.73	6.71	-4.50	-1.78	2.57
Efficiency & Liquidity
Asset Turnover	1.31	1.22	1.12	0.79	0.43
Quick Ratio	10.25	5.29	4.87	8.72	0.43
Current Ratio	14.11	10.78	11.17	18.41	0.96
Returns & Yields
Return on Equity (ROE)	+3.8%	+10.5%	+24.8%	-46.1%	-15.8%
Return on Assets (ROA)	+0.8%	+2.2%	+4.0%	-7.1%	-2.1%
Return on Invested Capital (ROIC)	+3.5%	+10.4%	+23.9%	-46.8%	-15.1%
Earnings Yield	+2.0%	+3.7%	+13.3%	-43.8%	-7.8%
FCF Yield	+15.3%	-2.1%	+3.8%	+20.1%	-10.1%
Buyback Yield / Dilution	—	—	—	—	-50.0%

SAR 13.80

Official close

-1.0%

Price as of March 29, 2026 · Market close

Prices may be delayed by up to 30 minutes.

1-5

	CurrentMar 10, 2026	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Market & Price
Market Capitalization	1.93B	2.74B	1.51B	0.91B	1.80B
Market Cap Growth	-25.9%	+80.9%	+67.1%	-49.8%	-4.9%
Enterprise Value	1.12B	2.28B	1.11B	0.45B	1.56B
Last Close Price	13.94	26.05	14.40	8.62	17.18
Valuation Multiples
Forward PE (Next 12M Est.)	—	12.70	12.70	12.70	12.70
PE Ratio	37.46	26.82	7.51	—	—
PEG Ratio	—	0.25	0.25	0.25	0.25
PS Ratio	0.48	0.75	0.44	0.32	1.06
PB Ratio	1.80	2.66	1.65	1.28	1.78
P/TBV Ratio	3.40	5.09	3.61	4.45	3.45
P/FCF Ratio	6.55	—	26.19	4.96	—
P/OCF Ratio	5.86	—	22.32	4.74	—
EV/Sales Ratio	0.28	0.62	0.32	0.16	0.92
EV/EBITDA Ratio	16.92	19.91	5.44	—	—
EV/EBIT Ratio	26.47	21.27	5.65	—	—
EV/FCF Ratio	3.82	—	19.15	2.46	—
Leverage & Capital
Debt / Equity Ratio	0.02	0.00	0.01	0.01	0.01
Debt / EBITDA Ratio	0.29	0.02	0.05	—	—
Debt / FCF Ratio	0.06	—	0.19	0.02	—
Net Debt / Equity Ratio	-0.75	-0.38	-0.28	-0.46	-0.46
Net Debt / EBITDA Ratio	-14.44	-3.40	-1.28	0.81	3.73
Net Debt / FCF Ratio	-2.73	6.71	-4.50	-1.78	2.57
Efficiency & Liquidity
Asset Turnover	1.31	1.22	1.12	0.79	0.43
Quick Ratio	10.25	5.29	4.87	8.72	0.43
Current Ratio	14.11	10.78	11.17	18.41	0.96
Returns & Yields
Return on Equity (ROE)	+3.8%	+10.5%	+24.8%	-46.1%	-15.8%
Return on Assets (ROA)	+0.8%	+2.2%	+4.0%	-7.1%	-2.1%
Return on Invested Capital (ROIC)	+3.5%	+10.4%	+23.9%	-46.8%	-15.1%
Earnings Yield	+2.0%	+3.7%	+13.3%	-43.8%	-7.8%
FCF Yield	+15.3%	-2.1%	+3.8%	+20.1%	-10.1%
Buyback Yield / Dilution	—	—	—	—	-50.0%