MEDGULF

Mediterranean & Gulf Cooperative Insurance & Reinsurance Co.

8030StocksTadawulInsurance

Financials

1-5

	CurrentMar 10, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Market & Price
Market Capitalization	1.97B	1.60B	1.81B	2.11B	2.34B
Market Cap Growth	-17.8%	-41.6%	-27.5%	-26.3%	-9.1%
Enterprise Value	1.61B	0.80B	1.25B	1.44B	1.96B
Last Close Price	14.24	11.57	17.23	20.06	22.32
Valuation Multiples
Forward PE (Next 12M Est.)	—	12.70	12.70	12.70	12.70
PE Ratio	47.91	38.93	46.30	—	24.57
PEG Ratio	—	0.25	0.25	0.25	0.25
PS Ratio	0.45	0.37	0.45	0.54	0.62
PB Ratio	1.24	1.00	1.70	2.01	2.23
P/TBV Ratio	2.34	1.90	3.20	3.78	4.19
P/FCF Ratio	—	—	6.15	—	22.38
P/OCF Ratio	396.17	—	5.50	—	20.51
EV/Sales Ratio	0.37	0.18	0.31	0.37	0.52
EV/EBITDA Ratio	26.21	13.55	37.40	28.64	22.87
EV/EBIT Ratio	37.41	18.48	65.91	35.49	24.99
EV/FCF Ratio	-149.19	—	4.25	—	18.67
Leverage & Capital
Debt / Equity Ratio	0.01	0.01	0.02	0.02	0.02
Debt / EBITDA Ratio	0.33	0.73	0.18	0.65	0.21
Debt / FCF Ratio	—	—	0.06	—	0.22
Net Debt / Equity Ratio	-0.22	-0.22	-0.75	-0.53	-0.63
Net Debt / EBITDA Ratio	-6.89	-6.06	-24.02	-11.10	-7.76
Net Debt / FCF Ratio	32.94	32.94	-2.73	-3.87	-6.34
Efficiency & Liquidity
Asset Turnover	1.45	1.33	1.32	1.37	1.30
Quick Ratio	1.73	1.73	10.25	9.42	5.35
Current Ratio	2.56	2.56	14.11	15.58	9.06
Returns & Yields
Return on Equity (ROE)	+1.5%	+6.8%	-0.6%	+7.6%	+1.2%
Return on Assets (ROA)	+0.2%	+1.5%	+0.1%	+1.7%	-1.9%
Return on Invested Capital (ROIC)	+0.2%	+1.6%	-0.1%	+1.9%	-2.1%
Earnings Yield	+2.1%	+2.6%	+2.2%	+2.9%	+4.1%
FCF Yield	-0.5%	-0.7%	+16.3%	+6.9%	+4.5%
Buyback Yield / Dilution	-31.6%	-126.3%	—	—	—

1-5

	CurrentMar 10, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Market & Price
Market Capitalization	1.97B	1.60B	1.81B	2.11B	2.34B
Market Cap Growth	-17.8%	-41.6%	-27.5%	-26.3%	-9.1%
Enterprise Value	1.61B	0.80B	1.25B	1.44B	1.96B
Last Close Price	14.24	11.57	17.23	20.06	22.32
Valuation Multiples
Forward PE (Next 12M Est.)	—	12.70	12.70	12.70	12.70
PE Ratio	47.91	38.93	46.30	—	24.57
PEG Ratio	—	0.25	0.25	0.25	0.25
PS Ratio	0.45	0.37	0.45	0.54	0.62
PB Ratio	1.24	1.00	1.70	2.01	2.23
P/TBV Ratio	2.34	1.90	3.20	3.78	4.19
P/FCF Ratio	—	—	6.15	—	22.38
P/OCF Ratio	396.17	—	5.50	—	20.51
EV/Sales Ratio	0.37	0.18	0.31	0.37	0.52
EV/EBITDA Ratio	26.21	13.55	37.40	28.64	22.87
EV/EBIT Ratio	37.41	18.48	65.91	35.49	24.99
EV/FCF Ratio	-149.19	—	4.25	—	18.67
Leverage & Capital
Debt / Equity Ratio	0.01	0.01	0.02	0.02	0.02
Debt / EBITDA Ratio	0.33	0.73	0.18	0.65	0.21
Debt / FCF Ratio	—	—	0.06	—	0.22
Net Debt / Equity Ratio	-0.22	-0.22	-0.75	-0.53	-0.63
Net Debt / EBITDA Ratio	-6.89	-6.06	-24.02	-11.10	-7.76
Net Debt / FCF Ratio	32.94	32.94	-2.73	-3.87	-6.34
Efficiency & Liquidity
Asset Turnover	1.45	1.33	1.32	1.37	1.30
Quick Ratio	1.73	1.73	10.25	9.42	5.35
Current Ratio	2.56	2.56	14.11	15.58	9.06
Returns & Yields
Return on Equity (ROE)	+1.5%	+6.8%	-0.6%	+7.6%	+1.2%
Return on Assets (ROA)	+0.2%	+1.5%	+0.1%	+1.7%	-1.9%
Return on Invested Capital (ROIC)	+0.2%	+1.6%	-0.1%	+1.9%	-2.1%
Earnings Yield	+2.1%	+2.6%	+2.2%	+2.9%	+4.1%
FCF Yield	-0.5%	-0.7%	+16.3%	+6.9%	+4.5%
Buyback Yield / Dilution	-31.6%	-126.3%	—	—	—