SALAMA

SALAMA Cooperative Insurance Co.

8050StocksTadawulInsurance

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

1-5

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	282.38M	232.80M	415.09M	134.77M	124.02M
Total Assets	808.78M	745.51M	806.25M	666.81M	614.54M
Investment Securities	117.21M	90.97M	50.34M	61.46M	64.98M
Reinsurance Recoverable	136.55M	166.60M	75.33M	88.76M	66.03M
Liabilities
Total Liabilities	538.88M	491.18M	601.27M	605.95M	518.06M
Insurance Liabilities	494.15M	410.74M	508.12M	524.42M	30.00M
Unearned Premiums	—	—	—	—	233.18M
Unpaid Claims	—	—	—	—	158.16M
Equity & Ownership
Deferred Policy Acquisition Cost	—	—	—	—	27.71M
Total Equity	269.90M	254.33M	204.98M	60.86M	96.48M
Shares Outstanding	30,000,000	20,000,000	20,000,000	10,000,000	10,000,000
Cash & Assets
Total Assets	808.78M	745.51M	806.25M	666.81M	614.54M
Cash & Equivalents	282.38M	232.80M	415.09M	134.77M	124.02M
Net Cash (Debt)	267.16M	214.33M	395.31M	116.27M	103.68M
Net Cash Per Share	8.91	8.72	25.04	11.63	10.37
Net Cash Growth	+24.7%	-45.8%	+240.0%	+12.1%	-25.6%
Other Receivables Insurance	4.57M	4.26M	7.51M	9.99M	60.39M
Restricted Cash	45.00M	37.50M	37.50M	37.50M	37.50M
Construction In Progress	1.27M	0.28M	0.67M	2.11M	—
Machinery	43.88M	43.29M	40.47M	36.75M	35.13M
Property, Plant & Equipment	18.80M	22.44M	23.59M	22.61M	22.34M
Other Intangibles Insurance	4.09M	2.59M	0.86M	1.02M	0.42M
Deferred Policy Acquisition Cost	—	—	—	—	27.71M
Other Current Assets Insurance	8.08M	14.94M	18.47M	11.20M	10.69M
Long-Term Leases	10.38M	13.71M	15.29M	18.49M	20.34M
Current Portion of Leases	4.85M	4.76M	4.48M	—	—
Loans & Investments
Investment Debt Securities	117.21M	90.97M	50.34M	61.46M	64.98M
Other Investments	165.90M	121.92M	132.47M	278.75M	98.92M
Reinsurance Recoverable	136.55M	166.60M	75.33M	88.76M	66.03M
Total Investments	309.30M	264.38M	227.90M	360.97M	265.45M
Liabilities & Obligations
Total Liabilities & Equity	808.78M	745.51M	806.25M	666.81M	614.54M
Accounts Payable Insurance	0.61M	4.61M	9.36M	14.92M	14.92M
Accrued Expenses	8.00M	15.66M	13.48M	3.17M	15.93M
Current Income Taxes Payable	5.87M	30.37M	33.44M	30.63M	27.63M
Other Current Liabilities Insurance	4.35M	2.26M	2.76M	2.70M	5.13M
Other Long Term Liabilities Insurance	1.97M	1.24M	2.45M	4.91M	3.89M
Reinsurance Payable	—	—	3.19M	—	0.98M
Unearned Premiums	—	—	—	—	233.18M
Unpaid Claims	—	—	—	—	158.16M
Insurance Annuity Liabilities	494.15M	410.74M	508.12M	524.42M	30.00M
Debt & Funding
Total Debt	15.23M	18.48M	19.77M	18.49M	20.34M
Equity & Book Value
Shareholders' Equity	269.90M	254.33M	204.98M	60.86M	96.48M
Common Stock	300.00M	200.00M	200.00M	100.00M	250.00M
Retained Earnings	-101.22M	-5.60M	-35.73M	-76.78M	-153.76M
Comprehensive Income & Other	71.12M	59.93M	40.71M	37.64M	0.25M
Book Value Per Share	9.00	12.72	10.25	6.09	9.65
Tangible Book Value	265.81M	251.73M	204.12M	59.84M	96.07M
Tangible Book Value Per Share	8.86	12.59	10.21	5.98	9.61
Filing Date Shares Outstanding	30.00M	20.00M	20.00M	10.00M	10.00M
Total Common Shares Outstanding	30.00M	20.00M	20.00M	10.00M	10.00M
Supplemental
Total Liabilities Insurance	538.88M	491.18M	601.27M	605.95M	518.06M

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

1-5

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	282.38M	232.80M	415.09M	134.77M	124.02M
Total Assets	808.78M	745.51M	806.25M	666.81M	614.54M
Investment Securities	117.21M	90.97M	50.34M	61.46M	64.98M
Reinsurance Recoverable	136.55M	166.60M	75.33M	88.76M	66.03M
Liabilities
Total Liabilities	538.88M	491.18M	601.27M	605.95M	518.06M
Insurance Liabilities	494.15M	410.74M	508.12M	524.42M	30.00M
Unearned Premiums	—	—	—	—	233.18M
Unpaid Claims	—	—	—	—	158.16M
Equity & Ownership
Deferred Policy Acquisition Cost	—	—	—	—	27.71M
Total Equity	269.90M	254.33M	204.98M	60.86M	96.48M
Shares Outstanding	30,000,000	20,000,000	20,000,000	10,000,000	10,000,000
Cash & Assets
Total Assets	808.78M	745.51M	806.25M	666.81M	614.54M
Cash & Equivalents	282.38M	232.80M	415.09M	134.77M	124.02M
Net Cash (Debt)	267.16M	214.33M	395.31M	116.27M	103.68M
Net Cash Per Share	8.91	8.72	25.04	11.63	10.37
Net Cash Growth	+24.7%	-45.8%	+240.0%	+12.1%	-25.6%
Other Receivables Insurance	4.57M	4.26M	7.51M	9.99M	60.39M
Restricted Cash	45.00M	37.50M	37.50M	37.50M	37.50M
Construction In Progress	1.27M	0.28M	0.67M	2.11M	—
Machinery	43.88M	43.29M	40.47M	36.75M	35.13M
Property, Plant & Equipment	18.80M	22.44M	23.59M	22.61M	22.34M
Other Intangibles Insurance	4.09M	2.59M	0.86M	1.02M	0.42M
Deferred Policy Acquisition Cost	—	—	—	—	27.71M
Other Current Assets Insurance	8.08M	14.94M	18.47M	11.20M	10.69M
Long-Term Leases	10.38M	13.71M	15.29M	18.49M	20.34M
Current Portion of Leases	4.85M	4.76M	4.48M	—	—
Loans & Investments
Investment Debt Securities	117.21M	90.97M	50.34M	61.46M	64.98M
Other Investments	165.90M	121.92M	132.47M	278.75M	98.92M
Reinsurance Recoverable	136.55M	166.60M	75.33M	88.76M	66.03M
Total Investments	309.30M	264.38M	227.90M	360.97M	265.45M
Liabilities & Obligations
Total Liabilities & Equity	808.78M	745.51M	806.25M	666.81M	614.54M
Accounts Payable Insurance	0.61M	4.61M	9.36M	14.92M	14.92M
Accrued Expenses	8.00M	15.66M	13.48M	3.17M	15.93M
Current Income Taxes Payable	5.87M	30.37M	33.44M	30.63M	27.63M
Other Current Liabilities Insurance	4.35M	2.26M	2.76M	2.70M	5.13M
Other Long Term Liabilities Insurance	1.97M	1.24M	2.45M	4.91M	3.89M
Reinsurance Payable	—	—	3.19M	—	0.98M
Unearned Premiums	—	—	—	—	233.18M
Unpaid Claims	—	—	—	—	158.16M
Insurance Annuity Liabilities	494.15M	410.74M	508.12M	524.42M	30.00M
Debt & Funding
Total Debt	15.23M	18.48M	19.77M	18.49M	20.34M
Equity & Book Value
Shareholders' Equity	269.90M	254.33M	204.98M	60.86M	96.48M
Common Stock	300.00M	200.00M	200.00M	100.00M	250.00M
Retained Earnings	-101.22M	-5.60M	-35.73M	-76.78M	-153.76M
Comprehensive Income & Other	71.12M	59.93M	40.71M	37.64M	0.25M
Book Value Per Share	9.00	12.72	10.25	6.09	9.65
Tangible Book Value	265.81M	251.73M	204.12M	59.84M	96.07M
Tangible Book Value Per Share	8.86	12.59	10.21	5.98	9.61
Filing Date Shares Outstanding	30.00M	20.00M	20.00M	10.00M	10.00M
Total Common Shares Outstanding	30.00M	20.00M	20.00M	10.00M	10.00M
Supplemental
Total Liabilities Insurance	538.88M	491.18M	601.27M	605.95M	518.06M