SALAMA

SALAMA Cooperative Insurance Co.

8050StocksTadawulInsurance

Financials

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	235.80M	279.00M	364.80M	388.00M	129.60M
Market Cap Growth	-20.2%	-23.5%	-6.0%	+199.4%	-69.5%
Enterprise Value	-31.36M	64.09M	133.07M	75.32M	-47.64M
Last Close Price	7.86	9.30	18.24	16.00	7.00
Valuation Multiples
PE Ratio	—	—	12.11	7.56	—
PS Ratio	0.39	0.48	0.52	0.47	0.21
PB Ratio	0.87	1.03	1.43	1.89	2.13
P/TBV Ratio	0.89	1.05	1.45	1.90	2.17
P/FCF Ratio	—	—	—	7.54	1.97
P/OCF Ratio	—	—	—	7.22	1.87
EV/Sales Ratio	—	0.11	0.19	0.09	—
EV/EBITDA Ratio	—	—	4.36	1.31	—
EV/EBIT Ratio	—	—	4.65	1.36	—
EV/FCF Ratio	1.72	—	—	1.46	—
Leverage & Capital
Debt / Equity Ratio	0.06	0.06	0.07	0.10	0.30
Debt / EBITDA Ratio	—	—	0.52	0.32	—
Debt / FCF Ratio	—	—	—	0.38	0.28
Net Debt / Equity Ratio	-0.99	-0.99	-0.84	-1.93	-1.91
Net Debt / EBITDA Ratio	4.88	3.05	-7.02	-6.86	3.53
Net Debt / FCF Ratio	14.69	83.25	1.38	-7.68	-1.77
Efficiency & Liquidity
Asset Turnover	—	0.75	0.90	1.13	0.97
Quick Ratio	—	17.08	6.04	8.31	7.77
Current Ratio	—	25.18	9.86	10.32	10.54
Returns & Yields
Return on Equity (ROE)	—	-34.9%	+13.1%	+38.6%	-49.4%
Return on Assets (ROA)	—	-7.2%	+2.3%	+4.7%	-3.5%
Return on Invested Capital (ROIC)	-20.1%	-32.3%	+11.5%	+33.7%	-36.6%
Earnings Yield	-25.2%	-32.8%	+8.3%	+13.2%	-30.0%
FCF Yield	-7.7%	-1.2%	-42.7%	+13.3%	+50.7%
Buyback Yield / Dilution	-10.8%	-22.1%	-55.6%	-57.9%	—

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	235.80M	279.00M	364.80M	388.00M	129.60M
Market Cap Growth	-20.2%	-23.5%	-6.0%	+199.4%	-69.5%
Enterprise Value	-31.36M	64.09M	133.07M	75.32M	-47.64M
Last Close Price	7.86	9.30	18.24	16.00	7.00
Valuation Multiples
PE Ratio	—	—	12.11	7.56	—
PS Ratio	0.39	0.48	0.52	0.47	0.21
PB Ratio	0.87	1.03	1.43	1.89	2.13
P/TBV Ratio	0.89	1.05	1.45	1.90	2.17
P/FCF Ratio	—	—	—	7.54	1.97
P/OCF Ratio	—	—	—	7.22	1.87
EV/Sales Ratio	—	0.11	0.19	0.09	—
EV/EBITDA Ratio	—	—	4.36	1.31	—
EV/EBIT Ratio	—	—	4.65	1.36	—
EV/FCF Ratio	1.72	—	—	1.46	—
Leverage & Capital
Debt / Equity Ratio	0.06	0.06	0.07	0.10	0.30
Debt / EBITDA Ratio	—	—	0.52	0.32	—
Debt / FCF Ratio	—	—	—	0.38	0.28
Net Debt / Equity Ratio	-0.99	-0.99	-0.84	-1.93	-1.91
Net Debt / EBITDA Ratio	4.88	3.05	-7.02	-6.86	3.53
Net Debt / FCF Ratio	14.69	83.25	1.38	-7.68	-1.77
Efficiency & Liquidity
Asset Turnover	—	0.75	0.90	1.13	0.97
Quick Ratio	—	17.08	6.04	8.31	7.77
Current Ratio	—	25.18	9.86	10.32	10.54
Returns & Yields
Return on Equity (ROE)	—	-34.9%	+13.1%	+38.6%	-49.4%
Return on Assets (ROA)	—	-7.2%	+2.3%	+4.7%	-3.5%
Return on Invested Capital (ROIC)	-20.1%	-32.3%	+11.5%	+33.7%	-36.6%
Earnings Yield	-25.2%	-32.8%	+8.3%	+13.2%	-30.0%
FCF Yield	-7.7%	-1.2%	-42.7%	+13.3%	+50.7%
Buyback Yield / Dilution	-10.8%	-22.1%	-55.6%	-57.9%	—