ALSAGR INSURANCE

Al Sagr Cooperative Insurance Co.

8180StocksTadawulInsurance

Financials

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	332.40M	290.40M	526.20M	353.50M	196.56M
Market Cap Growth	-17.3%	-44.8%	+48.9%	+79.8%	-72.4%
Enterprise Value	164.46M	81.33M	239.72M	181.28M	-71.12M
Last Close Price	11.08	9.68	17.54	16.64	9.26
Valuation Multiples
PE Ratio	—	—	16.52	8.36	—
PS Ratio	0.53	0.46	0.99	0.66	0.40
PB Ratio	0.97	0.85	1.31	1.78	1.28
P/TBV Ratio	1.07	0.94	1.44	2.11	1.61
P/FCF Ratio	—	—	21.54	—	—
P/OCF Ratio	—	—	19.06	—	—
EV/Sales Ratio	0.26	0.13	0.45	0.34	—
EV/EBITDA Ratio	—	—	5.74	3.57	—
EV/EBIT Ratio	—	—	5.89	3.66	—
EV/FCF Ratio	—	—	9.81	—	—
Leverage & Capital
Debt / Equity Ratio	0.01	0.01	0.00	0.01	0.02
Debt / EBITDA Ratio	—	—	0.02	0.03	—
Debt / FCF Ratio	—	—	0.03	—	—
Net Debt / Equity Ratio	-0.49	-0.49	-0.65	-0.78	-1.44
Net Debt / EBITDA Ratio	3.31	2.41	-6.27	-3.04	4.68
Net Debt / FCF Ratio	2.20	1.79	-10.72	48.80	2.97
Efficiency & Liquidity
Asset Turnover	0.91	0.90	0.81	0.94	0.75
Quick Ratio	9.09	8.96	7.28	7.16	5.39
Current Ratio	10.39	10.16	7.97	8.36	6.24
Returns & Yields
Return on Equity (ROE)	-14.1%	-18.9%	+10.6%	+24.1%	-29.2%
Return on Assets (ROA)	-4.8%	-6.4%	+3.9%	+5.4%	-4.6%
Return on Invested Capital (ROIC)	-15.1%	-19.1%	+10.6%	+23.8%	-26.2%
Earnings Yield	-15.5%	-24.2%	+6.1%	+12.0%	-27.2%
FCF Yield	-23.0%	-32.3%	+4.6%	-0.9%	-37.7%
Payout Ratio	—	—	0.0%	0.0%	—
Buyback Yield / Dilution	-2.4%	-18.5%	-80.8%	—	—
Total Shareholder Return	-2.4%	-18.5%	-80.8%	—	—

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	332.40M	290.40M	526.20M	353.50M	196.56M
Market Cap Growth	-17.3%	-44.8%	+48.9%	+79.8%	-72.4%
Enterprise Value	164.46M	81.33M	239.72M	181.28M	-71.12M
Last Close Price	11.08	9.68	17.54	16.64	9.26
Valuation Multiples
PE Ratio	—	—	16.52	8.36	—
PS Ratio	0.53	0.46	0.99	0.66	0.40
PB Ratio	0.97	0.85	1.31	1.78	1.28
P/TBV Ratio	1.07	0.94	1.44	2.11	1.61
P/FCF Ratio	—	—	21.54	—	—
P/OCF Ratio	—	—	19.06	—	—
EV/Sales Ratio	0.26	0.13	0.45	0.34	—
EV/EBITDA Ratio	—	—	5.74	3.57	—
EV/EBIT Ratio	—	—	5.89	3.66	—
EV/FCF Ratio	—	—	9.81	—	—
Leverage & Capital
Debt / Equity Ratio	0.01	0.01	0.00	0.01	0.02
Debt / EBITDA Ratio	—	—	0.02	0.03	—
Debt / FCF Ratio	—	—	0.03	—	—
Net Debt / Equity Ratio	-0.49	-0.49	-0.65	-0.78	-1.44
Net Debt / EBITDA Ratio	3.31	2.41	-6.27	-3.04	4.68
Net Debt / FCF Ratio	2.20	1.79	-10.72	48.80	2.97
Efficiency & Liquidity
Asset Turnover	0.91	0.90	0.81	0.94	0.75
Quick Ratio	9.09	8.96	7.28	7.16	5.39
Current Ratio	10.39	10.16	7.97	8.36	6.24
Returns & Yields
Return on Equity (ROE)	-14.1%	-18.9%	+10.6%	+24.1%	-29.2%
Return on Assets (ROA)	-4.8%	-6.4%	+3.9%	+5.4%	-4.6%
Return on Invested Capital (ROIC)	-15.1%	-19.1%	+10.6%	+23.8%	-26.2%
Earnings Yield	-15.5%	-24.2%	+6.1%	+12.0%	-27.2%
FCF Yield	-23.0%	-32.3%	+4.6%	-0.9%	-37.7%
Payout Ratio	—	—	0.0%	0.0%	—
Buyback Yield / Dilution	-2.4%	-18.5%	-80.8%	—	—
Total Shareholder Return	-2.4%	-18.5%	-80.8%	—	—