ALSAGR INSURANCE

Al Sagr Cooperative Insurance Co.

8180StocksTadawulInsurance

Financials

1-5

	CurrentMar 10, 2026	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025
Market & Price
Market Capitalization	332.40M	277.50M	290.40M	400.20M	420.00M
Market Cap Growth	-17.3%	-40.2%	-44.8%	-30.7%	+68.4%
Enterprise Value	164.46M	109.81M	81.33M	142.79M	174.15M
Last Close Price	11.08	9.25	9.68	13.34	14.00
Valuation Multiples
PE Ratio	—	-5.40	—	—	—
PS Ratio	0.53	0.45	0.46	0.64	0.70
PB Ratio	0.97	0.81	0.85	1.14	1.13
P/TBV Ratio	1.07	0.89	0.94	1.26	1.25
P/FCF Ratio	—	-3.63	—	-5.77	—
P/OCF Ratio	—	-3.67	—	-6.04	—
EV/Sales Ratio	0.26	0.18	0.13	0.23	0.29
EV/EBITDA Ratio	—	-2.16	—	—	—
EV/EBIT Ratio	—	-2.10	—	—	—
EV/FCF Ratio	—	-1.44	—	-2.06	—
Leverage & Capital
Debt / Equity Ratio	0.01	0.01	0.01	0.01	0.01
Debt / EBITDA Ratio	—	0.24	—	—	—
Debt / FCF Ratio	—	-0.04	—	-0.05	—
Net Debt / Equity Ratio	-0.49	-0.49	-0.49	-0.60	-0.70
Net Debt / EBITDA Ratio	3.31	3.31	2.41	5.31	16.80
Net Debt / FCF Ratio	2.20	2.20	1.79	3.02	5.62
Efficiency & Liquidity
Asset Turnover	0.94	0.93	0.95	0.93	0.85
Quick Ratio	9.09	9.09	8.96	8.14	7.01
Current Ratio	10.39	10.39	10.16	9.39	7.99
Returns & Yields
Return on Equity (ROE)	+1.2%	-19.1%	-22.8%	-16.2%	-18.2%
Return on Assets (ROA)	+0.8%	-5.7%	-7.4%	-7.2%	-5.8%
Return on Invested Capital (ROIC)	+0.3%	-4.3%	-5.4%	-5.2%	-4.3%
Earnings Yield	-15.5%	-18.5%	-24.2%	-10.7%	-4.6%
FCF Yield	-23.0%	-27.5%	-32.3%	-17.3%	-10.9%
Payout Ratio	—	—	—	—	—
Buyback Yield / Dilution	-2.4%	—	+0.1%	-4.7%	-41.3%
Total Shareholder Return	-2.4%	—	+0.1%	-4.7%	-41.3%

1-5

	CurrentMar 10, 2026	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025
Market & Price
Market Capitalization	332.40M	277.50M	290.40M	400.20M	420.00M
Market Cap Growth	-17.3%	-40.2%	-44.8%	-30.7%	+68.4%
Enterprise Value	164.46M	109.81M	81.33M	142.79M	174.15M
Last Close Price	11.08	9.25	9.68	13.34	14.00
Valuation Multiples
PE Ratio	—	-5.40	—	—	—
PS Ratio	0.53	0.45	0.46	0.64	0.70
PB Ratio	0.97	0.81	0.85	1.14	1.13
P/TBV Ratio	1.07	0.89	0.94	1.26	1.25
P/FCF Ratio	—	-3.63	—	-5.77	—
P/OCF Ratio	—	-3.67	—	-6.04	—
EV/Sales Ratio	0.26	0.18	0.13	0.23	0.29
EV/EBITDA Ratio	—	-2.16	—	—	—
EV/EBIT Ratio	—	-2.10	—	—	—
EV/FCF Ratio	—	-1.44	—	-2.06	—
Leverage & Capital
Debt / Equity Ratio	0.01	0.01	0.01	0.01	0.01
Debt / EBITDA Ratio	—	0.24	—	—	—
Debt / FCF Ratio	—	-0.04	—	-0.05	—
Net Debt / Equity Ratio	-0.49	-0.49	-0.49	-0.60	-0.70
Net Debt / EBITDA Ratio	3.31	3.31	2.41	5.31	16.80
Net Debt / FCF Ratio	2.20	2.20	1.79	3.02	5.62
Efficiency & Liquidity
Asset Turnover	0.94	0.93	0.95	0.93	0.85
Quick Ratio	9.09	9.09	8.96	8.14	7.01
Current Ratio	10.39	10.39	10.16	9.39	7.99
Returns & Yields
Return on Equity (ROE)	+1.2%	-19.1%	-22.8%	-16.2%	-18.2%
Return on Assets (ROA)	+0.8%	-5.7%	-7.4%	-7.2%	-5.8%
Return on Invested Capital (ROIC)	+0.3%	-4.3%	-5.4%	-5.2%	-4.3%
Earnings Yield	-15.5%	-18.5%	-24.2%	-10.7%	-4.6%
FCF Yield	-23.0%	-27.5%	-32.3%	-17.3%	-10.9%
Payout Ratio	—	—	—	—	—
Buyback Yield / Dilution	-2.4%	—	+0.1%	-4.7%	-41.3%
Total Shareholder Return	-2.4%	—	+0.1%	-4.7%	-41.3%