BUPA ARABIA

Bupa Arabia for Cooperative Insurance Co.

8210StocksTadawulInsurance

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operations
Operating Cash Flow	-0.19B	1.37B	2.28B	1.71B	0.46B
Free Cash Flow	-0.26B	1.35B	2.25B	1.70B	0.45B
Capital Expenditures	-67.52M	-28.67M	-22.41M	-9.90M	-9.12M
Investing & Financing
Investing Cash Flow	1.45B	-0.97B	-1.73B	-0.78B	0.31B
Financing Cash Flow	-747.50M	-739.28M	-583.52M	-597.79M	-441.29M
Dividends Paid	-600.00M	-600.00M	-540.00M	-540.00M	-408.00M
Share Repurchase	-121.64M	-117.09M	-18.84M	-36.50M	-14.26M
Operating Activities
Operating Cash Flow	-0.19B	1.37B	2.28B	1.71B	0.46B
Net Income	1.08B	1.17B	0.94B	0.81B	0.63B
Change Accounts Receivable Insurance	—	—	—	—	-463.72M
Change in Unearned Revenue	—	—	—	—	686.22M
Change in Working Capital	-0.60B	0.79B	1.75B	1.31B	0.07B
Change Insurance Reserves Liabilities	0.87B	0.81B	1.61B	1.15B	0.00B
Change Other Net Oper Assets Insurance	18.83M	8.01M	183.44M	152.83M	-24.40M
Other Operating Activities Insurance	-784.74M	-677.99M	-492.52M	-487.24M	-327.51M
Depreciation & Amortization	50.36M	39.47M	38.73M	36.75M	31.16M
Other Amortization	22.40M	19.37M	17.03M	13.11M	14.45M
Stock-Based Compensation	41.59M	36.88M	26.16M	22.39M	20.39M
Cash Income Tax Paid	116.87M	97.42M	126.85M	63.60M	63.75M
Reinsurance Recoverable CF	-15.24M	-24.09M	-45.94M	30.96M	-14.93M
Investing Activities
Investing Cash Flow	1.45B	-0.97B	-1.73B	-0.78B	0.31B
Capex Insurance	-67.52M	-28.67M	-22.41M	-9.90M	-9.12M
Investment in Securities	1.15B	-1.24B	-1.89B	-0.85B	0.14B
Other Investing Activities	391.95M	328.84M	207.36M	90.98M	199.44M
Sale Of Intangibles Insurance	-28.64M	-24.26M	-18.85M	-11.57M	-19.77M
Sale of Property, Plant & Equipment	—	155.00K	169.00K	58.00K	—
Gain Assets CF Insurance	0.13M	3.59M	-0.17M	0.56M	2.52M
Loss (Gain) on Sale of Investments	-0.92M	-0.41M	0.74M	1.43M	—
Financing Activities
Financing Cash Flow	-747.50M	-739.28M	-583.52M	-597.79M	-441.29M
Common Dividends Paid	-600.00M	-600.00M	-540.00M	-540.00M	-408.00M
Common Repurchased Insurance	-121.64M	-117.09M	-18.84M	-36.50M	-14.26M
Long-Term Debt Repaid	-25.87M	-22.20M	-24.68M	-21.29M	-19.03M
Net Debt Issued Insurance	-25.87M	-22.20M	-24.68M	-21.29M	-19.03M
Total Debt Repaid Insurance	-25.87M	-22.20M	-24.68M	-21.29M	-19.03M
Free Cash Flow & Returns
Free Cash Flow	-0.26B	1.35B	2.25B	1.70B	0.45B
Free Cash Flow Growth	—	-40.3%	+33.0%	+274.3%	-70.7%
Free Cash Flow Margin	-1.3%	+7.1%	+13.7%	+12.6%	+4.1%
Free Cash Flow Per Share	-1.75	9.01	15.08	11.35	3.03
Levered Free Cash Flow	0.06B	2.26B	9.13B	-2.70B	1.05B
Unlevered Free Cash Flow	0.06B	2.26B	9.13B	-2.70B	1.05B
Operating Cash Flow Growth	—	-39.7%	+33.5%	+269.1%	-70.3%
Net Cash Flow	508.33M	-330.71M	-32.07M	327.38M	327.51M

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operations
Operating Cash Flow	-0.19B	1.37B	2.28B	1.71B	0.46B
Free Cash Flow	-0.26B	1.35B	2.25B	1.70B	0.45B
Capital Expenditures	-67.52M	-28.67M	-22.41M	-9.90M	-9.12M
Investing & Financing
Investing Cash Flow	1.45B	-0.97B	-1.73B	-0.78B	0.31B
Financing Cash Flow	-747.50M	-739.28M	-583.52M	-597.79M	-441.29M
Dividends Paid	-600.00M	-600.00M	-540.00M	-540.00M	-408.00M
Share Repurchase	-121.64M	-117.09M	-18.84M	-36.50M	-14.26M
Operating Activities
Operating Cash Flow	-0.19B	1.37B	2.28B	1.71B	0.46B
Net Income	1.08B	1.17B	0.94B	0.81B	0.63B
Change Accounts Receivable Insurance	—	—	—	—	-463.72M
Change in Unearned Revenue	—	—	—	—	686.22M
Change in Working Capital	-0.60B	0.79B	1.75B	1.31B	0.07B
Change Insurance Reserves Liabilities	0.87B	0.81B	1.61B	1.15B	0.00B
Change Other Net Oper Assets Insurance	18.83M	8.01M	183.44M	152.83M	-24.40M
Other Operating Activities Insurance	-784.74M	-677.99M	-492.52M	-487.24M	-327.51M
Depreciation & Amortization	50.36M	39.47M	38.73M	36.75M	31.16M
Other Amortization	22.40M	19.37M	17.03M	13.11M	14.45M
Stock-Based Compensation	41.59M	36.88M	26.16M	22.39M	20.39M
Cash Income Tax Paid	116.87M	97.42M	126.85M	63.60M	63.75M
Reinsurance Recoverable CF	-15.24M	-24.09M	-45.94M	30.96M	-14.93M
Investing Activities
Investing Cash Flow	1.45B	-0.97B	-1.73B	-0.78B	0.31B
Capex Insurance	-67.52M	-28.67M	-22.41M	-9.90M	-9.12M
Investment in Securities	1.15B	-1.24B	-1.89B	-0.85B	0.14B
Other Investing Activities	391.95M	328.84M	207.36M	90.98M	199.44M
Sale Of Intangibles Insurance	-28.64M	-24.26M	-18.85M	-11.57M	-19.77M
Sale of Property, Plant & Equipment	—	155.00K	169.00K	58.00K	—
Gain Assets CF Insurance	0.13M	3.59M	-0.17M	0.56M	2.52M
Loss (Gain) on Sale of Investments	-0.92M	-0.41M	0.74M	1.43M	—
Financing Activities
Financing Cash Flow	-747.50M	-739.28M	-583.52M	-597.79M	-441.29M
Common Dividends Paid	-600.00M	-600.00M	-540.00M	-540.00M	-408.00M
Common Repurchased Insurance	-121.64M	-117.09M	-18.84M	-36.50M	-14.26M
Long-Term Debt Repaid	-25.87M	-22.20M	-24.68M	-21.29M	-19.03M
Net Debt Issued Insurance	-25.87M	-22.20M	-24.68M	-21.29M	-19.03M
Total Debt Repaid Insurance	-25.87M	-22.20M	-24.68M	-21.29M	-19.03M
Free Cash Flow & Returns
Free Cash Flow	-0.26B	1.35B	2.25B	1.70B	0.45B
Free Cash Flow Growth	—	-40.3%	+33.0%	+274.3%	-70.7%
Free Cash Flow Margin	-1.3%	+7.1%	+13.7%	+12.6%	+4.1%
Free Cash Flow Per Share	-1.75	9.01	15.08	11.35	3.03
Levered Free Cash Flow	0.06B	2.26B	9.13B	-2.70B	1.05B
Unlevered Free Cash Flow	0.06B	2.26B	9.13B	-2.70B	1.05B
Operating Cash Flow Growth	—	-39.7%	+33.5%	+269.1%	-70.3%
Net Cash Flow	508.33M	-330.71M	-32.07M	327.38M	327.51M