BUPA ARABIA

Bupa Arabia for Cooperative Insurance Co.

8210StocksTadawulInsurance

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Ratios

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	25.85B	20.69B	30.94B	31.90B	21.49B
Market Cap Growth	+4.4%	-33.1%	-3.0%	+48.5%	+36.8%
Enterprise Value	24.68B	20.24B	30.14B	30.66B	20.93B
Last Close Price	174.00	138.90	202.35	205.23	135.61
Valuation Multiples
Forward PE (Next 12M Est.)	19.00	15.85	22.02	23.25	21.39
PE Ratio	24.07	19.17	26.54	33.94	26.69
PEG Ratio	1.36	1.22	1.22	1.22	1.22
PS Ratio	1.28	1.03	1.64	1.93	1.60
PB Ratio	4.56	3.65	6.05	6.82	5.12
P/TBV Ratio	4.70	3.76	6.25	7.07	5.32
P/FCF Ratio	—	—	23.00	14.15	12.67
P/OCF Ratio	—	—	22.52	14.01	12.60
EV/Sales Ratio	1.23	1.01	1.60	1.86	1.55
EV/EBITDA Ratio	18.94	15.92	21.66	27.06	21.26
EV/EBIT Ratio	19.70	16.16	21.95	27.46	21.60
EV/FCF Ratio	-95.18	—	22.40	13.60	12.35
Leverage & Capital
Debt / Equity Ratio	0.05	0.05	0.03	0.04	0.04
Debt / EBITDA Ratio	0.20	0.20	0.10	0.14	0.18
Debt / FCF Ratio	—	—	0.11	0.07	0.11
Net Debt / Equity Ratio	-0.21	-0.21	-0.15	-0.23	-0.26
Net Debt / EBITDA Ratio	-0.92	-0.92	-0.56	-0.96	-1.12
Net Debt / FCF Ratio	4.51	4.51	-0.58	-0.48	-0.65
Efficiency & Liquidity
Asset Turnover	1.23	1.23	1.26	1.24	1.10
Quick Ratio	0.34	0.34	0.17	0.28	3.06
Current Ratio	0.38	0.38	0.20	0.32	3.37
Returns & Yields
Return on Equity (ROE)	+20.0%	+20.0%	+23.8%	+21.2%	+19.2%
Return on Assets (ROA)	+4.8%	+4.8%	+5.7%	+5.3%	+4.9%
Return on Invested Capital (ROIC)	+18.1%	+19.3%	+23.1%	+20.4%	+18.5%
Earnings Yield	+4.2%	+5.2%	+3.8%	+2.9%	+3.7%
FCF Yield	-1.0%	-1.3%	+4.3%	+7.1%	+7.9%
Dividend Yield	+2.3%	—	+2.0%	+1.9%	+2.7%
Payout Ratio	+55.6%	+55.6%	+51.5%	+57.4%	+67.1%
Buyback Yield / Dilution	+0.5%	+0.5%	+0.1%	-0.1%	+0.2%
Total Shareholder Return	+2.8%	+0.5%	+2.1%	+1.8%	+2.8%

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Ratios

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	25.85B	20.69B	30.94B	31.90B	21.49B
Market Cap Growth	+4.4%	-33.1%	-3.0%	+48.5%	+36.8%
Enterprise Value	24.68B	20.24B	30.14B	30.66B	20.93B
Last Close Price	174.00	138.90	202.35	205.23	135.61
Valuation Multiples
Forward PE (Next 12M Est.)	19.00	15.85	22.02	23.25	21.39
PE Ratio	24.07	19.17	26.54	33.94	26.69
PEG Ratio	1.36	1.22	1.22	1.22	1.22
PS Ratio	1.28	1.03	1.64	1.93	1.60
PB Ratio	4.56	3.65	6.05	6.82	5.12
P/TBV Ratio	4.70	3.76	6.25	7.07	5.32
P/FCF Ratio	—	—	23.00	14.15	12.67
P/OCF Ratio	—	—	22.52	14.01	12.60
EV/Sales Ratio	1.23	1.01	1.60	1.86	1.55
EV/EBITDA Ratio	18.94	15.92	21.66	27.06	21.26
EV/EBIT Ratio	19.70	16.16	21.95	27.46	21.60
EV/FCF Ratio	-95.18	—	22.40	13.60	12.35
Leverage & Capital
Debt / Equity Ratio	0.05	0.05	0.03	0.04	0.04
Debt / EBITDA Ratio	0.20	0.20	0.10	0.14	0.18
Debt / FCF Ratio	—	—	0.11	0.07	0.11
Net Debt / Equity Ratio	-0.21	-0.21	-0.15	-0.23	-0.26
Net Debt / EBITDA Ratio	-0.92	-0.92	-0.56	-0.96	-1.12
Net Debt / FCF Ratio	4.51	4.51	-0.58	-0.48	-0.65
Efficiency & Liquidity
Asset Turnover	1.23	1.23	1.26	1.24	1.10
Quick Ratio	0.34	0.34	0.17	0.28	3.06
Current Ratio	0.38	0.38	0.20	0.32	3.37
Returns & Yields
Return on Equity (ROE)	+20.0%	+20.0%	+23.8%	+21.2%	+19.2%
Return on Assets (ROA)	+4.8%	+4.8%	+5.7%	+5.3%	+4.9%
Return on Invested Capital (ROIC)	+18.1%	+19.3%	+23.1%	+20.4%	+18.5%
Earnings Yield	+4.2%	+5.2%	+3.8%	+2.9%	+3.7%
FCF Yield	-1.0%	-1.3%	+4.3%	+7.1%	+7.9%
Dividend Yield	+2.3%	—	+2.0%	+1.9%	+2.7%
Payout Ratio	+55.6%	+55.6%	+51.5%	+57.4%	+67.1%
Buyback Yield / Dilution	+0.5%	+0.5%	+0.1%	-0.1%	+0.2%
Total Shareholder Return	+2.8%	+0.5%	+2.1%	+1.8%	+2.8%