ALRAJHI TAKAFUL

Al Rajhi Co. for Cooperative Insurance

8230StocksTadawulInsurance

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

1-5

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	552.56M	685.78M	900.44M	559.09M	458.81M
Total Assets	14.18B	12.09B	6.82B	4.33B	4.64B
Reinsurance Recoverable	640.26M	674.67M	646.12M	352.98M	528.39M
Liabilities
Total Liabilities	11.65B	10.01B	5.10B	3.00B	3.37B
Insurance Liabilities	11.36B	9.77B	4.66B	2.79B	0.11B
Unearned Premiums	—	—	—	—	1.19B
Unpaid Claims	—	—	—	—	1.37B
Equity & Ownership
Deferred Policy Acquisition Cost	—	—	—	—	109.94M
Total Equity	2.54B	2.08B	1.72B	1.33B	1.27B
Shares Outstanding	99,700,000	100,000,000	100,000,000	100,000,000	100,000,000
Cash & Assets
Total Assets	14.18B	12.09B	6.82B	4.33B	4.64B
Cash & Equivalents	552.56M	685.78M	900.44M	559.09M	458.81M
Net Cash (Debt)	521.31M	646.99M	858.96M	509.87M	404.32M
Net Cash Per Share	5.21	6.47	8.59	5.10	4.04
Net Cash Growth	-19.4%	-24.7%	+68.5%	+26.1%	-50.1%
Other Receivables Insurance	8.44B	6.35B	1.38B	0.27B	0.42B
Restricted Cash	99.99M	99.97M	104.68M	39.97M	39.97M
Machinery	95.49M	81.80M	72.23M	61.19M	55.81M
Property, Plant & Equipment	72.84M	73.00M	80.98M	117.49M	130.05M
Other Intangibles Insurance	286.35M	165.52M	69.76M	11.93M	8.90M
Deferred Policy Acquisition Cost	—	—	—	—	109.94M
Other Current Assets Insurance	110.22M	79.40M	161.35M	88.44M	88.66M
Other Long Term Assets Insurance	26.87M	14.91M	29.20M	26.59M	5.27M
Long-Term Leases	24.70M	31.77M	35.68M	42.34M	54.48M
Current Portion of Leases	6.56M	7.03M	5.80M	6.89M	—
Loans & Investments
Investment Equity Preferred	283.95M	254.73M	459.21M	429.93M	435.28M
Other Investments	1.97B	2.36B	2.46B	1.93B	1.89B
Reinsurance Recoverable	640.26M	674.67M	646.12M	352.98M	528.39M
Total Investments	3.95B	3.95B	3.45B	2.86B	2.85B
Liabilities & Obligations
Total Liabilities & Equity	14.18B	12.09B	6.82B	4.33B	4.64B
Accrued Expenses	85.22M	62.10M	47.70M	35.12M	94.00M
Current Income Taxes Payable	78.17M	36.26M	94.88M	76.26M	94.38M
Other Current Liabilities Insurance	21.23M	21.45M	17.91M	13.33M	—
Other Long Term Liabilities Insurance	36.39M	34.51M	13.41M	8.32M	38.25M
Reinsurance Payable	0.72M	15.48M	196.36M	5.33M	179.53M
Separate Account Liability	—	—	—	—	217.61M
Unearned Premiums	—	—	—	—	1.19B
Unpaid Claims	—	—	—	—	1.37B
Insurance Annuity Liabilities	11.36B	9.77B	4.66B	2.79B	0.11B
Debt & Funding
Total Debt	31.26M	38.79M	41.48M	49.22M	54.48M
Equity & Book Value
Shareholders' Equity	2.54B	2.08B	1.72B	1.33B	1.27B
Common Stock	1.00B	1.00B	1.00B	0.40B	0.40B
Retained Earnings	1.46B	1.01B	0.63B	0.90B	0.77B
Treasury Stock	-35.67M	—	—	—	—
Comprehensive Income & Other	108.65M	72.69M	92.14M	24.77M	96.68M
Book Value Per Share	25.43	20.80	17.23	13.27	12.70
Tangible Book Value	2.25B	1.91B	1.65B	1.32B	1.26B
Tangible Book Value Per Share	22.56	19.15	16.53	13.15	12.62
Filing Date Shares Outstanding	99.70M	100.00M	100.00M	100.00M	100.00M
Total Common Shares Outstanding	99.70M	100.00M	100.00M	100.00M	100.00M
Supplemental
Total Liabilities Insurance	11.65B	10.01B	5.10B	3.00B	3.37B

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

1-5

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	552.56M	685.78M	900.44M	559.09M	458.81M
Total Assets	14.18B	12.09B	6.82B	4.33B	4.64B
Reinsurance Recoverable	640.26M	674.67M	646.12M	352.98M	528.39M
Liabilities
Total Liabilities	11.65B	10.01B	5.10B	3.00B	3.37B
Insurance Liabilities	11.36B	9.77B	4.66B	2.79B	0.11B
Unearned Premiums	—	—	—	—	1.19B
Unpaid Claims	—	—	—	—	1.37B
Equity & Ownership
Deferred Policy Acquisition Cost	—	—	—	—	109.94M
Total Equity	2.54B	2.08B	1.72B	1.33B	1.27B
Shares Outstanding	99,700,000	100,000,000	100,000,000	100,000,000	100,000,000
Cash & Assets
Total Assets	14.18B	12.09B	6.82B	4.33B	4.64B
Cash & Equivalents	552.56M	685.78M	900.44M	559.09M	458.81M
Net Cash (Debt)	521.31M	646.99M	858.96M	509.87M	404.32M
Net Cash Per Share	5.21	6.47	8.59	5.10	4.04
Net Cash Growth	-19.4%	-24.7%	+68.5%	+26.1%	-50.1%
Other Receivables Insurance	8.44B	6.35B	1.38B	0.27B	0.42B
Restricted Cash	99.99M	99.97M	104.68M	39.97M	39.97M
Machinery	95.49M	81.80M	72.23M	61.19M	55.81M
Property, Plant & Equipment	72.84M	73.00M	80.98M	117.49M	130.05M
Other Intangibles Insurance	286.35M	165.52M	69.76M	11.93M	8.90M
Deferred Policy Acquisition Cost	—	—	—	—	109.94M
Other Current Assets Insurance	110.22M	79.40M	161.35M	88.44M	88.66M
Other Long Term Assets Insurance	26.87M	14.91M	29.20M	26.59M	5.27M
Long-Term Leases	24.70M	31.77M	35.68M	42.34M	54.48M
Current Portion of Leases	6.56M	7.03M	5.80M	6.89M	—
Loans & Investments
Investment Equity Preferred	283.95M	254.73M	459.21M	429.93M	435.28M
Other Investments	1.97B	2.36B	2.46B	1.93B	1.89B
Reinsurance Recoverable	640.26M	674.67M	646.12M	352.98M	528.39M
Total Investments	3.95B	3.95B	3.45B	2.86B	2.85B
Liabilities & Obligations
Total Liabilities & Equity	14.18B	12.09B	6.82B	4.33B	4.64B
Accrued Expenses	85.22M	62.10M	47.70M	35.12M	94.00M
Current Income Taxes Payable	78.17M	36.26M	94.88M	76.26M	94.38M
Other Current Liabilities Insurance	21.23M	21.45M	17.91M	13.33M	—
Other Long Term Liabilities Insurance	36.39M	34.51M	13.41M	8.32M	38.25M
Reinsurance Payable	0.72M	15.48M	196.36M	5.33M	179.53M
Separate Account Liability	—	—	—	—	217.61M
Unearned Premiums	—	—	—	—	1.19B
Unpaid Claims	—	—	—	—	1.37B
Insurance Annuity Liabilities	11.36B	9.77B	4.66B	2.79B	0.11B
Debt & Funding
Total Debt	31.26M	38.79M	41.48M	49.22M	54.48M
Equity & Book Value
Shareholders' Equity	2.54B	2.08B	1.72B	1.33B	1.27B
Common Stock	1.00B	1.00B	1.00B	0.40B	0.40B
Retained Earnings	1.46B	1.01B	0.63B	0.90B	0.77B
Treasury Stock	-35.67M	—	—	—	—
Comprehensive Income & Other	108.65M	72.69M	92.14M	24.77M	96.68M
Book Value Per Share	25.43	20.80	17.23	13.27	12.70
Tangible Book Value	2.25B	1.91B	1.65B	1.32B	1.26B
Tangible Book Value Per Share	22.56	19.15	16.53	13.15	12.62
Filing Date Shares Outstanding	99.70M	100.00M	100.00M	100.00M	100.00M
Total Common Shares Outstanding	99.70M	100.00M	100.00M	100.00M	100.00M
Supplemental
Total Liabilities Insurance	11.65B	10.01B	5.10B	3.00B	3.37B