ALRAJHI TAKAFUL

Al Rajhi Co. for Cooperative Insurance

8230StocksTadawulInsurance

Financials

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	10.39B	7.76B	17.16B	7.10B	3.58B
Market Cap Growth	-22.5%	-54.8%	+141.7%	+98.3%	+15.2%
Enterprise Value	9.87B	7.14B	16.49B	6.20B	2.88B
Last Close Price	104.20	77.80	171.60	71.00	35.80
Valuation Multiples
PE Ratio	22.90	17.05	51.63	21.64	49.45
PS Ratio	2.02	1.51	3.56	1.97	1.39
PB Ratio	4.10	3.06	8.25	4.12	2.70
P/TBV Ratio	4.62	3.45	8.96	4.30	2.72
P/FCF Ratio	—	—	—	7.10	8.10
P/OCF Ratio	—	—	—	7.02	7.61
EV/Sales Ratio	1.92	1.39	3.42	1.72	1.12
EV/EBITDA Ratio	17.17	12.58	39.24	13.93	30.69
EV/EBIT Ratio	17.57	12.71	42.92	14.98	41.19
EV/FCF Ratio	-24.75	—	—	6.19	6.52
Leverage & Capital
Debt / Equity Ratio	0.01	0.01	0.02	0.02	0.04
Debt / EBITDA Ratio	0.04	0.05	0.09	0.09	0.48
Debt / FCF Ratio	—	—	—	0.04	0.11
Net Debt / Equity Ratio	-0.14	-0.21	-0.31	-0.50	-0.38
Net Debt / EBITDA Ratio	-0.53	-0.92	-1.54	-1.93	-5.43
Net Debt / FCF Ratio	0.75	1.31	1.39	-0.86	-1.15
Efficiency & Liquidity
Asset Turnover	0.41	0.39	0.51	0.65	0.58
Quick Ratio	276.11	55.42	58.38	7.63	9.72
Current Ratio	298.54	60.16	64.80	10.27	13.27
Returns & Yields
Return on Equity (ROE)	+19.8%	+19.7%	+17.5%	+21.5%	+5.6%
Return on Assets (ROA)	+3.2%	+2.7%	+2.5%	+4.6%	+1.0%
Return on Invested Capital (ROIC)	+25.9%	+23.3%	+19.8%	+25.6%	+4.5%
Earnings Yield	+4.4%	+5.9%	+1.9%	+4.6%	+2.0%
FCF Yield	-3.8%	-5.1%	-2.7%	+14.1%	+12.3%

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	10.39B	7.76B	17.16B	7.10B	3.58B
Market Cap Growth	-22.5%	-54.8%	+141.7%	+98.3%	+15.2%
Enterprise Value	9.87B	7.14B	16.49B	6.20B	2.88B
Last Close Price	104.20	77.80	171.60	71.00	35.80
Valuation Multiples
PE Ratio	22.90	17.05	51.63	21.64	49.45
PS Ratio	2.02	1.51	3.56	1.97	1.39
PB Ratio	4.10	3.06	8.25	4.12	2.70
P/TBV Ratio	4.62	3.45	8.96	4.30	2.72
P/FCF Ratio	—	—	—	7.10	8.10
P/OCF Ratio	—	—	—	7.02	7.61
EV/Sales Ratio	1.92	1.39	3.42	1.72	1.12
EV/EBITDA Ratio	17.17	12.58	39.24	13.93	30.69
EV/EBIT Ratio	17.57	12.71	42.92	14.98	41.19
EV/FCF Ratio	-24.75	—	—	6.19	6.52
Leverage & Capital
Debt / Equity Ratio	0.01	0.01	0.02	0.02	0.04
Debt / EBITDA Ratio	0.04	0.05	0.09	0.09	0.48
Debt / FCF Ratio	—	—	—	0.04	0.11
Net Debt / Equity Ratio	-0.14	-0.21	-0.31	-0.50	-0.38
Net Debt / EBITDA Ratio	-0.53	-0.92	-1.54	-1.93	-5.43
Net Debt / FCF Ratio	0.75	1.31	1.39	-0.86	-1.15
Efficiency & Liquidity
Asset Turnover	0.41	0.39	0.51	0.65	0.58
Quick Ratio	276.11	55.42	58.38	7.63	9.72
Current Ratio	298.54	60.16	64.80	10.27	13.27
Returns & Yields
Return on Equity (ROE)	+19.8%	+19.7%	+17.5%	+21.5%	+5.6%
Return on Assets (ROA)	+3.2%	+2.7%	+2.5%	+4.6%	+1.0%
Return on Invested Capital (ROIC)	+25.9%	+23.3%	+19.8%	+25.6%	+4.5%
Earnings Yield	+4.4%	+5.9%	+1.9%	+4.6%	+2.0%
FCF Yield	-3.8%	-5.1%	-2.7%	+14.1%	+12.3%