ALRAJHI TAKAFUL

Al Rajhi Co. for Cooperative Insurance

8230StocksTadawulInsurance

Financials

1-5

	CurrentMar 10, 2026	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025
Market & Price
Market Capitalization	10.22B	10.54B	7.76B	12.13B	12.86B
Market Cap Growth	-23.7%	-25.5%	-54.8%	-36.8%	-30.5%
Enterprise Value	9.84B	10.02B	7.14B	11.50B	12.22B
Last Close Price	102.50	105.70	77.80	121.30	128.60
Valuation Multiples
PE Ratio	21.45	22.06	17.05	36.00	38.55
PS Ratio	1.84	1.89	1.51	2.39	2.53
PB Ratio	3.83	3.95	3.06	5.17	5.64
P/TBV Ratio	4.29	4.43	3.45	5.82	6.28
P/FCF Ratio	—	—	—	—	-49.59
P/OCF Ratio	—	—	—	—	-51.16
EV/Sales Ratio	1.77	1.80	1.39	2.26	2.41
EV/EBITDA Ratio	13.63	13.33	12.10	25.34	27.61
EV/EBIT Ratio	14.13	14.10	12.71	27.72	29.83
EV/FCF Ratio	-19.38	—	—	—	-47.14
Leverage & Capital
Debt / Equity Ratio	0.01	0.01	0.01	0.01	0.01
Debt / EBITDA Ratio	0.04	0.02	0.03	0.08	0.06
Debt / FCF Ratio	—	—	—	—	-0.12
Net Debt / Equity Ratio	-0.14	-0.14	-0.21	-0.26	-0.28
Net Debt / EBITDA Ratio	-0.53	-0.51	-0.88	-1.36	-1.42
Net Debt / FCF Ratio	0.75	0.75	1.31	1.01	2.42
Efficiency & Liquidity
Asset Turnover	0.45	0.39	0.37	0.38	0.36
Quick Ratio	276.11	276.11	55.42	277.64	251.25
Current Ratio	298.54	298.54	60.16	302.53	276.15
Returns & Yields
Return on Equity (ROE)	+17.4%	+27.4%	+14.8%	+20.1%	+17.1%
Return on Assets (ROA)	+4.4%	+4.4%	+1.6%	+2.2%	+1.9%
Return on Invested Capital (ROIC)	+9.1%	+10.3%	+3.7%	+4.9%	+4.2%
Earnings Yield	+4.7%	+4.5%	+5.9%	+2.8%	+2.6%
FCF Yield	-5.0%	-4.8%	-5.1%	-5.0%	-2.0%
Buyback Yield / Dilution	+0.1%	+0.4%	—	+0.7%	—

1-5

	CurrentMar 10, 2026	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025
Market & Price
Market Capitalization	10.22B	10.54B	7.76B	12.13B	12.86B
Market Cap Growth	-23.7%	-25.5%	-54.8%	-36.8%	-30.5%
Enterprise Value	9.84B	10.02B	7.14B	11.50B	12.22B
Last Close Price	102.50	105.70	77.80	121.30	128.60
Valuation Multiples
PE Ratio	21.45	22.06	17.05	36.00	38.55
PS Ratio	1.84	1.89	1.51	2.39	2.53
PB Ratio	3.83	3.95	3.06	5.17	5.64
P/TBV Ratio	4.29	4.43	3.45	5.82	6.28
P/FCF Ratio	—	—	—	—	-49.59
P/OCF Ratio	—	—	—	—	-51.16
EV/Sales Ratio	1.77	1.80	1.39	2.26	2.41
EV/EBITDA Ratio	13.63	13.33	12.10	25.34	27.61
EV/EBIT Ratio	14.13	14.10	12.71	27.72	29.83
EV/FCF Ratio	-19.38	—	—	—	-47.14
Leverage & Capital
Debt / Equity Ratio	0.01	0.01	0.01	0.01	0.01
Debt / EBITDA Ratio	0.04	0.02	0.03	0.08	0.06
Debt / FCF Ratio	—	—	—	—	-0.12
Net Debt / Equity Ratio	-0.14	-0.14	-0.21	-0.26	-0.28
Net Debt / EBITDA Ratio	-0.53	-0.51	-0.88	-1.36	-1.42
Net Debt / FCF Ratio	0.75	0.75	1.31	1.01	2.42
Efficiency & Liquidity
Asset Turnover	0.45	0.39	0.37	0.38	0.36
Quick Ratio	276.11	276.11	55.42	277.64	251.25
Current Ratio	298.54	298.54	60.16	302.53	276.15
Returns & Yields
Return on Equity (ROE)	+17.4%	+27.4%	+14.8%	+20.1%	+17.1%
Return on Assets (ROA)	+4.4%	+4.4%	+1.6%	+2.2%	+1.9%
Return on Invested Capital (ROIC)	+9.1%	+10.3%	+3.7%	+4.9%	+4.2%
Earnings Yield	+4.7%	+4.5%	+5.9%	+2.8%	+2.6%
FCF Yield	-5.0%	-4.8%	-5.1%	-5.0%	-2.0%
Buyback Yield / Dilution	+0.1%	+0.4%	—	+0.7%	—